Luna Pier, MI vs Fairfax, MN: Cost of Living

Which city costs less?

Fairfax, MN has a modeled overall cost index 10.2% higher than Luna Pier, MI.

Luna Pier, MI · modeled 2BR rent
$1,260 / month
Fairfax, MN · modeled 2BR rent
$1,060 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Luna Pier, MI and Fairfax, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $614/month in Fairfax, MN

$150,000 in your current city has a modeled equivalent of $157,371 in Fairfax, MN

Regional cost estimates: Luna Pier, MI uses Detroit, MI. Fairfax, MN uses Minneapolis, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 10.2%
More expensive
Monthly Impact
$614
Extra cost
Annual Impact
$7.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Luna Pier, MI

Population:1K
Cost Index:
78.0
100 = national average
Typical Home:$181K

Fairfax, MN

Population:1K
Cost Index:
85.9
100 = national average
Typical Home:$176K

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Luna Pier, MI

The Great Lakes State

1K
Population
State Tax
Yes

Located in Michigan, this city has a population of 1K residents.

Fairfax, MN

The North Star State

1K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Luna Pier, MI vs Fairfax, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 61.6%
Luna Pier, MI
$1,537
Fairfax, MN
$2,484
Difference
$947
more
Transportation
↓ 21.1%
Luna Pier, MI
$1,721
Fairfax, MN
$1,357
Difference
$364
less
Healthcare
↑ 27.0%
Luna Pier, MI
$656
Fairfax, MN
$833
Difference
$177
more
Other
↓ 4.8%
Luna Pier, MI
$1,834
Fairfax, MN
$1,745
Difference
$88.45
less
All Utilities
↓ 13.6%
Luna Pier, MI
$648
Fairfax, MN
$560
Difference
$88.22
less
Groceries
↑ 2.7%
Luna Pier, MI
$1,104
Fairfax, MN
$1,135
Difference
$30.22
more

🏠Rent Comparison

Studio
From$870
To$870
→ $0
1 Bed
From$950
To$880
↓ $70.00
2 Bed
From$1,260
To$1,060
↓ $200
3 Bed
From$1,520
To$1,490
↓ $30.00
Luna Pier, MIZIP-level data

1BR range: $950–$950/mo

Fairfax, MNZIP-level data

1BR range: $880–$880/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Luna Pier, MI
$8,114
Monthly in Fairfax, MN
$614
Difference

Home Values

Luna Pier
Fairfax
$181K
Median Value
$176K
↑ +14.6%
YoY Change
↑ +4.1%
↑ +48.6%
5-Year Change
↑ +32.5%

Homes in Fairfax are 3% less expensive than Luna Pier

Calculate payment - Luna PierCalculate payment - Fairfax

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.1K
More taxes
Monthly Difference
$338
Less take-home
Effective Rate Diff
2.7%
Rate difference

Luna Pier, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Fairfax, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Additional Tax Information

Luna Pier, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Fairfax, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Luna Pier
Fairfax
55 Moderate
Air Quality
42 Good
32.8%
Good Air Days
66.4%
99 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.6°F
10 days
Heat Days >95°F
14 days
▲+3.1°F
2050 Outlook
▲+3.6°F
10 days
Heat Days >95°F
14 days

Before moving from Luna Pier, MI to Fairfax, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Fairfax, MN for the same bedroom count and included utilities as your home in Luna Pier, MI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Luna Pier to Fairfax moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Fairfax, MN by cost, housing, population and region.

Frequently Asked Questions: Luna Pier, MI vs Fairfax, MN

How do the cost estimates for Luna Pier, MI and Fairfax, MN compare?

Fairfax, MN has a modeled overall cost index 10.2% higher than Luna Pier, MI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Luna Pier, MI, the model estimates $157,371 in Fairfax, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Luna Pier, MI and Fairfax, MN?

The modeled two-bedroom rents are $1,260/month in Luna Pier, MI and $1,060/month in Fairfax, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Michigan and Minnesota on TaxTakeHome.com

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