Lynchburg, VA vs Burlington, NC: Cost of Living

Which city costs less?

Burlington, NC has a modeled overall cost index 0.5% higher than Lynchburg, VA.

Lynchburg, VA · modeled 2BR rent: $1,250 / month
Burlington, NC · modeled 2BR rent: $1,180 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Lynchburg, VA and Burlington, NC using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Lynchburg, VA

Numbers update automatically as you type

Estimated extra cost: $46.45/month in Burlington, NC

$150,000 in your current city has a modeled equivalent of $150,557 in Burlington, NC

Regional cost estimates: Lynchburg, VA uses Richmond, VA. Burlington, NC uses Durham, NC. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 0.5%

More expensive

Monthly Impact

$46.45

Extra cost

Annual Impact

$557

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Lynchburg, VA

Population:80K

Cost Index:

95.8

100 = national average

Typical Home:$188K

Burlington, NC

Population:60K

Cost Index:

96.2

100 = national average

Typical Home:$218K

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Lynchburg, VA

The Old Dominion State

80K

Population

State Tax

Yes

Located in Virginia, this city has a population of 80K residents.

Burlington, NC

The Tar Heel State

60K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 60K residents.

Cost Breakdown by Category

Estimated monthly spending: Lynchburg, VA vs Burlington, NC

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Lynchburg, VA	Burlington, NC	Difference	Change
Housing	$2,278/mo	$2,382/mo	↑ $104more	4.6%
Healthcare	$642/mo	$612/mo	↓ $30.08less	4.7%
All Utilities	$583/mo	$556/mo	↓ $26.49less	4.5%
Other	$1,747/mo	$1,738/mo	↓ $8.77less	0.5%
Transportation	$1,276/mo	$1,282/mo	↑ $5.80more	0.5%
Groceries	$974/mo	$976/mo	↑ $2.21more	0.2%

Housing

↑ 4.6%

Lynchburg, VA

$2,278

Burlington, NC

$2,382

Difference

$104

Healthcare

↓ 4.7%

Lynchburg, VA

$642

Burlington, NC

$612

Difference

$30.08

less

All Utilities

↓ 4.5%

Lynchburg, VA

$583

Burlington, NC

$556

Difference

$26.49

less

Other

↓ 0.5%

Lynchburg, VA

$1,747

Burlington, NC

$1,738

Difference

$8.77

less

Transportation

↑ 0.5%

Lynchburg, VA

$1,276

Burlington, NC

$1,282

Difference

$5.80

Groceries

↑ 0.2%

Lynchburg, VA

$974

Burlington, NC

$976

Difference

$2.21

🏠Rent Comparison

Studio

From$1,080

To$870

↓ $210

1 Bed

From$1,090

To$1,070

↓ $20.00

2 Bed

From$1,250

To$1,180

↓ $70.00

3 Bed

From$1,720

To$1,460

↓ $260

Lynchburg, VAZIP-level data

1BR range: $980–$1,100/mo

Burlington, NCZIP-level data

1BR range: $1,070–$1,070/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Lynchburg, VA

$7,546

Monthly in Burlington, NC

$46.45

Difference

Home Values

Lynchburg

Burlington

$188K

Median Value

$218K

↓ -2%

YoY Change

↓ -0.2%

↑ +36.3%

5-Year Change

↑ +53.4%

$172K - $358K

Price Range

$218K

Homes in Burlington are 16% more expensive than Lynchburg

Calculate payment - Lynchburg Calculate payment - Burlington

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.2K

Per year

Monthly Difference

$104

More take-home

Effective Rate Diff

0.8%

Rate difference

Lynchburg, VA

Federal Income Tax

Effective: 18.9%

$25.5K

Virginia State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,718/month

$104.6K

Burlington, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Lynchburg, VA Tax Rates

Sales Tax:5.7%

Property Tax:0.8%

Burlington, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lynchburg

Burlington

36 Good

Air Quality

51 Moderate

79.2%

Good Air Days

46.4%

78 Low

Climate Risk

90 Moderate

None

Top Hazards

🌪💨

▲+2.8°F

2050 Outlook

▲+2.7°F

30 days

Heat Days >95°F

36 days

▲+2.8°F

2050 Outlook

▲+2.7°F

30 days

Heat Days >95°F

36 days

Before moving from Lynchburg, VA to Burlington, NC

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Burlington, NC for the same bedroom count and included utilities as your home in Lynchburg, VA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Lynchburg to Burlington moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Burlington, NC by cost, housing, population and region.

Frequently Asked Questions: Lynchburg, VA vs Burlington, NC

How do the cost estimates for Lynchburg, VA and Burlington, NC compare?

Burlington, NC has a modeled overall cost index 0.5% higher than Lynchburg, VA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lynchburg, VA, the model estimates $150,557 in Burlington, NC. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lynchburg, VA and Burlington, NC?

The modeled two-bedroom rents are $1,250/month in Lynchburg, VA and $1,180/month in Burlington, NC. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Virginia and North Carolina on TaxTakeHome.com