Is St. Louis, MO cheaper than Lynnwood, WA?

Based on cost of living data, St. Louis, MO is 46.1% cheaper than Lynnwood, WA. This translates to saving $3457 per month.

What salary do I need in St. Louis, MO to live like I do in Lynnwood, WA?

If you earn $150,000 in Lynnwood, WA, you'd need approximately $108,512.841 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Lynnwood, WA and St. Louis, MO?

Housing in St. Louis, MO is 70.6% cheaper than in Lynnwood, WA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,843/month in Lynnwood, WA.

How much can I save per month by moving from Lynnwood, WA to St. Louis, MO?

Moving from Lynnwood, WA to St. Louis, MO could save you approximately $3457 per month, or $41487 per year, based on a $150,000 salary.

Lynnwood, WA vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Lynnwood, WA — ZIP-level rent data · COL adjusted from Seattle, WA area

Current salary in Lynnwood, WA

Numbers update automatically as you type

You'd save $3.5K/month moving to St. Louis, MO

$150.0K in your current city equals $108.5K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Seattle-Tacoma-Bellevue, WA area

Overall Cost

↓ 46.1%

Less expensive

Monthly Impact

$3,457

Savings

Annual Impact

$41.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lynnwood, WA

Population:44K

Cost Index:100

Median Home:$782K

St. Louis, MO

Population:302K

Cost Index:54

Median Home:$145K

Lynnwood, WA

The Evergreen State

44K

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 44K residents.

💡 Advantage: Washington has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Lynnwood, WA vs St. Louis, MO

Category	Lynnwood, WA	St. Louis, MO	Difference	Change
🏠Housing	$6,365/mo	$1,871/mo	↓ $4,494less	70.6%
🚗Transportation	$1,782/mo	$1,216/mo	↓ $566less	31.8%
🏥Healthcare	$798/mo	$527/mo	↓ $272less	34.0%
📦Other	$1,854/mo	$1,607/mo	↓ $247less	13.3%
🛒Groceries	$1,045/mo	$949/mo	↓ $96.12less	9.2%
⚡All Utilities	$466/mo	$535/mo	↑ $69.69more	15.0%

🏠Housing

↓ 70.6%

Lynnwood, WA

$6,365

St. Louis, MO

$1,871

Difference

$4,494

less

🚗Transportation

↓ 31.8%

Lynnwood, WA

$1,782

St. Louis, MO

$1,216

Difference

$566

less

🏥Healthcare

↓ 34.0%

Lynnwood, WA

$798

St. Louis, MO

$527

Difference

$272

less

📦Other

↓ 13.3%

Lynnwood, WA

$1,854

St. Louis, MO

$1,607

Difference

$247

less

🛒Groceries

↓ 9.2%

Lynnwood, WA

$1,045

St. Louis, MO

$949

Difference

$96.12

less

⚡All Utilities

↑ 15.0%

Lynnwood, WA

$466

St. Louis, MO

$535

Difference

$69.69

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Lynnwood, WA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,531

To$910

↓ $621

1 Bed

From$1,579

To$950

↓ $629

2 Bed

From$1,843

To$1,160

↓ $683

3 Bed

From$2,409

To$1,490

↓ $919

Lynnwood, WAZIP-level data

1BR range: $1,980–$1,980/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,309

Monthly in Lynnwood, WA

$6,705

Monthly in St. Louis, MO

$5,604

Difference

Home Values

Lynnwood

St. Louis

$782K

Median Value

$145K

↓ -1%

YoY Change

↓ -0.8%

↑ +40.3%

5-Year Change

↑ +10.9%

$782K

Price Range

$38K - $302K

Homes in St. Louis are 81% less expensive than Lynnwood

Calculate payment - Lynnwood Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Lynnwood, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Lynnwood, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.