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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $3.5K/month moving to St. Louis, MO

$150.0K in your current city equals $108.5K in St. Louis, MO

Rent data from HUD ZIP-level estimates Β· COL index from Seattle-Tacoma-Bellevue, WA area
Overall Cost
↓ 46.1%
Less expensive
Monthly Impact
$3,457
Savings
Annual Impact
$41.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Lynnwood, WA

Population:44K
Cost Index:
100
100 = national average
Median Home:$782K

St. Louis, MO

Population:302K
Cost Index:
54
(46% below avg)
Median Home:$145K

Lynnwood, WA

The Evergreen State

44K
Population
State Tax
No Income Tax

Located in Washington, this city has a population of 44K residents.

πŸ’‘ Advantage: Washington has no state income tax!

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Lynnwood, WA vs St. Louis, MO

Housing
↓ 70.6%
Lynnwood, WA
$6,365
St. Louis, MO
$1,871
Difference
$4,494
less
Transportation
↓ 31.8%
Lynnwood, WA
$1,782
St. Louis, MO
$1,216
Difference
$566
less
Healthcare
↓ 34.0%
Lynnwood, WA
$798
St. Louis, MO
$527
Difference
$272
less
Other
↓ 13.3%
Lynnwood, WA
$1,854
St. Louis, MO
$1,607
Difference
$247
less
Groceries
↓ 9.2%
Lynnwood, WA
$1,045
St. Louis, MO
$949
Difference
$96.12
less
All Utilities
↑ 15.0%
Lynnwood, WA
$466
St. Louis, MO
$535
Difference
$69.69
more

πŸ›οΈ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Lynnwood, WA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,531
To$910
↓ $621
1 Bed
From$1,579
To$950
↓ $629
2 Bed
From$1,843
To$1,160
↓ $683
3 Bed
From$2,409
To$1,490
↓ $919
Lynnwood, WAZIP-level data

1BR range: $1,980–$1,980/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

πŸ’‘ Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,309
Monthly in Lynnwood, WA
$6,705
Monthly in St. Louis, MO
$5,604
Difference

Home Values

Lynnwood
St. Louis
$782K
Median Value
$145K
↓ -1%
YoY Change
↓ -0.8%
↑ +40.3%
5-Year Change
↑ +10.9%
$782K
Price Range
$38K - $302K

Homes in St. Louis are 81% less expensive than Lynnwood

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.9K
More taxes
Monthly Difference
$661
Less take-home
Effective Rate Diff
5.3%
Rate difference

Lynnwood, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Lynnwood, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

πŸ’‘ Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lynnwood
St. Louis
41 Good
Air Quality
54 Moderate
69.7%
Good Air Days
38%
100 Very High
Climate Risk
99 High
🌊🌑🫨
Top Hazards
🌊🌑🫨
β–²+2.6Β°F
2050 Outlook
β–²+3.0Β°F
2 days
Heat Days >95Β°F
39 days
β–²+2.6Β°F
2050 Outlook
β–²+3.0Β°F
2 days
Heat Days >95Β°F
39 days

What to Consider When Moving from Lynnwood, WA to St. Louis, MO

Relocating from Lynnwood, WA to St. Louis, MO involves more than just comparing rent prices. While the overall cost of living is about 46% lower in St. Louis, MO, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in St. Louis, MO is 71% cheaper than in Lynnwood, WA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas β€” not just city averages β€” before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in St. Louis, MO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in St. Louis, MO to match your current standard of living in Lynnwood, WA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general β€œfeel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit St. Louis, MO for a week before making a final decision β€” experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Lynnwood, WA vs St. Louis, MO

Is St. Louis, MO cheaper than Lynnwood, WA?

Yes, St. Louis, MO is about 46.1% cheaper than Lynnwood, WA. You could save approximately $3,457/month on a $150,000 salary. Housing costs are 71% lower in St. Louis, MO.

What salary do I need in St. Louis, MO to match my lifestyle in Lynnwood, WA?

If you currently earn $150,000 in Lynnwood, WA, you would need approximately $108,513 in St. Louis, MO to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Lynnwood, WA and St. Louis, MO?

A two-bedroom apartment averages $1,843/month in Lynnwood, WA compared to $1,160/month in St. Louis, MO. One-bedroom apartments are $1,579/month in Lynnwood, WA vs $950/month in St. Louis, MO. These are area-wide medians β€” specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Lynnwood, WA or St. Louis, MO?

Groceries are about 9% cheaper in St. Louis, MO than in Lynnwood, WA, saving a typical household roughly $96.12/month on food.

What is the best time to move from Lynnwood, WA to St. Louis, MO?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

πŸ’° See how taxes change too β€” compare take-home pay between Washington and Missouri on TaxTakeHome.com

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