Lyons, OR vs Rock Island, WA: Cost of Living

Which city costs less?

Rock Island, WA has a modeled overall cost index 8.9% lower than Lyons, OR.

Lyons, OR · modeled 2BR rent: $1,390 / month
Rock Island, WA · modeled 2BR rent: $1,410 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

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Cost of Living Comparison 2026

Compare Lyons, OR and Rock Island, WA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Lyons, OR

Numbers update automatically as you type

Estimated savings: $575/month in Rock Island, WA

$150,000 in your current city has a modeled equivalent of $143,098 in Rock Island, WA

Regional cost estimates: Lyons, OR uses Portland, OR. Rock Island, WA uses Seattle, WA. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 8.9%

Less expensive

Monthly Impact

$575

Savings

Annual Impact

$6.9K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Lyons, OR

Population:1K

Cost Index:

105.3

100 = national average

Typical Home:$484K

Rock Island, WA

Population:2K

Cost Index:

96.0

100 = national average

Typical Home:$427K

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Lyons, OR

The Beaver State

Population

State Tax

Yes

Located in Oregon, this city has a population of 1K residents.

Rock Island, WA

The Evergreen State

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 2K residents.

💡 Advantage: Washington has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Lyons, OR vs Rock Island, WA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Lyons, OR	Rock Island, WA	Difference	Change
Other	$1,397/mo	$988/mo	↓ $410less	29.3%
Housing	$3,073/mo	$3,392/mo	↑ $319more	10.4%
Transportation	$1,249/mo	$949/mo	↓ $300less	24.0%
Groceries	$862/mo	$722/mo	↓ $140less	16.2%
All Utilities	$383/mo	$322/mo	↓ $61.52less	16.0%
Healthcare	$535/mo	$552/mo	↑ $16.94more	3.2%

Other

↓ 29.3%

Lyons, OR

$1,397

Rock Island, WA

$988

Difference

$410

less

Housing

↑ 10.4%

Lyons, OR

$3,073

Rock Island, WA

$3,392

Difference

$319

Transportation

↓ 24.0%

Lyons, OR

$1,249

Rock Island, WA

$949

Difference

$300

less

Groceries

↓ 16.2%

Lyons, OR

$862

Rock Island, WA

$722

Difference

$140

less

All Utilities

↓ 16.0%

Lyons, OR

$383

Rock Island, WA

$322

Difference

$61.52

less

Healthcare

↑ 3.2%

Lyons, OR

$535

Rock Island, WA

$552

Difference

$16.94

🏠Rent Comparison

Studio

From$1,040

To$970

↓ $70.00

1 Bed

From$1,110

To$1,070

↓ $40.00

2 Bed

From$1,390

To$1,410

↑ $20.00

3 Bed

From$1,940

To$1,940

→ $0

Lyons, ORZIP-level data

1BR range: $1,110–$1,110/mo

Rock Island, WAZIP-level data

1BR range: $1,070–$1,070/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Lyons, OR

$6,925

Monthly in Rock Island, WA

$575

Difference

Home Values

Lyons

Rock Island

$484K

Median Value

$427K

↑ +3.7%

YoY Change

↑ +2.5%

↑ +32%

5-Year Change

↑ +38.2%

Homes in Rock Island are 12% less expensive than Lyons

Calculate payment - Lyons Calculate payment - Rock Island

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

Lyons, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Rock Island, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Lyons, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Rock Island, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Lyons

Rock Island

35 Good

Air Quality

41 Good

85%

Good Air Days

69.7%

98 High

Climate Risk

100 Very High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+2.5°F

2050 Outlook

▲+2.6°F

9 days

Heat Days >95°F

2 days

▲+2.5°F

2050 Outlook

▲+2.6°F

9 days

Heat Days >95°F

2 days

Before moving from Lyons, OR to Rock Island, WA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Rock Island, WA for the same bedroom count and included utilities as your home in Lyons, OR. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Lyons to Rock Island moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Rock Island, WA by cost, housing, population and region.

Frequently Asked Questions: Lyons, OR vs Rock Island, WA

How do the cost estimates for Lyons, OR and Rock Island, WA compare?

Rock Island, WA has a modeled overall cost index 8.9% lower than Lyons, OR. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Lyons, OR, the model estimates $143,098 in Rock Island, WA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Lyons, OR and Rock Island, WA?

The modeled two-bedroom rents are $1,390/month in Lyons, OR and $1,410/month in Rock Island, WA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Oregon and Washington on TaxTakeHome.com