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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $182/month moving to Gainesville, FL

$150.0K in your current city equals $147.8K in Gainesville, FL

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 2.4%
Less expensive
Monthly Impact
$182
Savings
Annual Impact
$2.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Macon-Bibb County, GA

Population:157K
Cost Index:
100
100 = national average
Median Home:$153K

Gainesville, FL

Population:146K
Cost Index:
98
(2% below avg)
Median Home:$297K

Macon-Bibb County, GA

The Peach State

157K
Population
State Tax
Yes

Located in Georgia, this city has a population of 157K residents.

Gainesville, FL

The Sunshine State

146K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 146K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Macon-Bibb County, GA vs Gainesville, FL

Transportation
โ†“ 19.9%
Macon-Bibb County, GA
$1,569
Gainesville, FL
$1,257
Difference
$313
less
Housing
โ†“ 6.6%
Macon-Bibb County, GA
$2,084
Gainesville, FL
$1,946
Difference
$138
less
Other
โ†“ 6.8%
Macon-Bibb County, GA
$1,705
Gainesville, FL
$1,589
Difference
$116
less
All Utilities
โ†“ 6.7%
Macon-Bibb County, GA
$609
Gainesville, FL
$568
Difference
$41.06
less
Healthcare
โ†‘ 5.3%
Macon-Bibb County, GA
$535
Gainesville, FL
$564
Difference
$28.56
more
Groceries
โ†‘ 1.0%
Macon-Bibb County, GA
$999
Gainesville, FL
$1,008
Difference
$9.69
more

๐Ÿ Rent Comparison

Studio
From$704
To$1,007
โ†‘ $303
1 Bed
From$813
To$1,082
โ†‘ $269
2 Bed
From$975
To$1,298
โ†‘ $323
3 Bed
From$1,301
To$1,622
โ†‘ $321
Gainesville, FLZIP-level data

1BR range: $1,180โ€“$1,580/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,502
Monthly in Macon-Bibb County, GA
$6,932
Monthly in Gainesville, FL
$570
Difference

Home Values

Macon-Bibb County
Gainesville
-
Median Value
$297K
-
YoY Change
โ†“ -3.1%
-
5-Year Change
โ†‘ +29.2%
-
Price Range
$214K - $394K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $8.5K
Per year
Monthly Difference
$704
More take-home
Effective Rate Diff
5.6%
Rate difference

Macon-Bibb County, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Gainesville, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Macon-Bibb County, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

Gainesville, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Macon-Bibb County
Gainesville
49 Good
Air Quality
50 Good
52.7%
Good Air Days
51.9%
82 Moderate
Climate Risk
97 High
None
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
64 days
Heat Days >95ยฐF
36 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
64 days
Heat Days >95ยฐF
36 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Georgia and Florida on TaxTakeHome.com

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