Madison Heights, MI vs Hobart, IN: Cost of Living

Which city costs less?

Hobart, IN has a modeled overall cost index 18.3% higher than Madison Heights, MI.

Madison Heights, MI · modeled 2BR rent
$1,380 / month
Hobart, IN · modeled 2BR rent
$1,340 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Madison Heights, MI and Hobart, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,493/month in Hobart, IN

$150,000 in your current city has a modeled equivalent of $167,910 in Hobart, IN

Regional cost estimates: Madison Heights, MI uses Detroit, MI. Hobart, IN uses Chicago, IL. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 18.3%
More expensive
Monthly Impact
$1,493
Extra cost
Annual Impact
$17.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Madison Heights, MI

Population:28K
Cost Index:
82.0
100 = national average
Typical Home:$212K

Hobart, IN

Population:29K
Cost Index:
97.0
100 = national average
Typical Home:$229K

Planning the move to Hobart?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Madison Heights, MI

The Great Lakes State

28K
Population
State Tax
Yes

Located in Michigan, this city has a population of 28K residents.

Hobart, IN

The Hoosier State

29K
Population
State Tax
Yes

Located in Indiana, this city has a population of 29K residents.

Cost Breakdown by Category

Estimated monthly spending: Madison Heights, MI vs Hobart, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 89.3%
Madison Heights, MI
$1,549
Hobart, IN
$2,934
Difference
$1,384
more
Groceries
↑ 6.4%
Madison Heights, MI
$1,086
Hobart, IN
$1,155
Difference
$69.25
more
All Utilities
↓ 8.6%
Madison Heights, MI
$637
Hobart, IN
$582
Difference
$54.92
less
Transportation
↑ 3.0%
Madison Heights, MI
$1,734
Hobart, IN
$1,786
Difference
$51.44
more
Healthcare
↑ 3.5%
Madison Heights, MI
$645
Hobart, IN
$667
Difference
$22.62
more
Other
↑ 1.1%
Madison Heights, MI
$1,848
Hobart, IN
$1,868
Difference
$20.00
more

🏠Rent Comparison

Studio
From$990
To$980
↓ $10.00
1 Bed
From$1,100
To$1,100
→ $0
2 Bed
From$1,380
To$1,340
↓ $40.00
3 Bed
From$1,690
To$1,640
↓ $50.00
Madison Heights, MIZIP-level data

1BR range: $1,100–$1,100/mo

Hobart, INZIP-level data

1BR range: $1,100–$1,100/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Madison Heights, MI
$8,993
Monthly in Hobart, IN
$1,493
Difference

Home Values

Madison Heights
Hobart
$212K
Median Value
$229K
↑ +0.2%
YoY Change
↑ +0.9%
↑ +32.8%
5-Year Change
↑ +36.9%

Homes in Hobart are 8% more expensive than Madison Heights

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.5K
Per year
Monthly Difference
$128
More take-home
Effective Rate Diff
1.0%
Rate difference

Madison Heights, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Hobart, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Madison Heights, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Hobart, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Madison Heights
Hobart
55 Moderate
Air Quality
54 Moderate
32.8%
Good Air Days
35.8%
99 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.1°F
2050 Outlook
▲+3.2°F
10 days
Heat Days >95°F
18 days
▲+3.1°F
2050 Outlook
▲+3.2°F
10 days
Heat Days >95°F
18 days

Before moving from Madison Heights, MI to Hobart, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Hobart, IN for the same bedroom count and included utilities as your home in Madison Heights, MI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Madison Heights to Hobart moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Hobart, IN by cost, housing, population and region.

Frequently Asked Questions: Madison Heights, MI vs Hobart, IN

How do the cost estimates for Madison Heights, MI and Hobart, IN compare?

Hobart, IN has a modeled overall cost index 18.3% higher than Madison Heights, MI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Madison Heights, MI, the model estimates $167,910 in Hobart, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Madison Heights, MI and Hobart, IN?

The modeled two-bedroom rents are $1,380/month in Madison Heights, MI and $1,340/month in Hobart, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Michigan and Indiana on TaxTakeHome.com

Similar cost to Hobart, IN

Other cities in a similar price range

Want to compare different cities?

New Comparison