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Cost of Living Comparison 2026

📍 Madison, MS — ZIP-level rent data · COL adjusted from Baton Rouge, LA area

$

Numbers update automatically as you type

You'd spend $1.5K/month more in Phoenix, AZ

$150.0K in your current city equals $167.9K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 19.9%
More expensive
Monthly Impact
$1,492
Extra cost
Annual Impact
$17.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Madison, MS

Population:28K
Cost Index:100
Median Home:$404K

Phoenix, AZ

Population:1608K
Cost Index:120
Median Home:$414K

Madison, MS

The Magnolia State

28K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 28K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Madison, MS vs Phoenix, AZ

🏠Housing
↑ 53.7%
Madison, MS
$1,814
Phoenix, AZ
$2,788
Difference
$974
more
🚗Transportation
↑ 26.6%
Madison, MS
$1,176
Phoenix, AZ
$1,489
Difference
$313
more
🏥Healthcare
↑ 28.5%
Madison, MS
$458
Phoenix, AZ
$589
Difference
$131
more
⚡All Utilities
↑ 18.6%
Madison, MS
$473
Phoenix, AZ
$561
Difference
$88.19
more
🛒Groceries
↑ 2.2%
Madison, MS
$943
Phoenix, AZ
$963
Difference
$20.57
more
📦Other
↑ 0.9%
Madison, MS
$1,663
Phoenix, AZ
$1,677
Difference
$14.68
more

🏠Rent Comparison

Studio
From$1,311
To$1,390
↑ $79.00
1 Bed
From$1,319
To$1,510
↑ $191
2 Bed
From$1,552
To$1,750
↑ $198
3 Bed
From$1,857
To$2,330
↑ $473
Madison, MSZIP-level data

1BR range: $1,640–$1,640/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,526
Monthly in Madison, MS
$8,068
Monthly in Phoenix, AZ
$1,541
Difference

Home Values

Madison
Phoenix
$404K
Median Value
$414K
↑ +2.9%
YoY Change
↓ -3.1%
↑ +31.1%
5-Year Change
↑ +30.2%
$404K
Price Range
$274K - $957K

Homes in Phoenix are 3% more expensive than Madison

Calculate payment - MadisonCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.1K
Per year
Monthly Difference
$176
More take-home
Effective Rate Diff
1.4%
Rate difference

Madison, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Madison, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Madison
Phoenix
51 Moderate
Air Quality
77 Moderate
48.9%
Good Air Days
9%
98 High
Climate Risk
100 Very High
🌊🌀🌡
Top Hazards
🔥🌊🌡
▲+2.2°F
2050 Outlook
▲+2.7°F
51 days
Heat Days >95°F
162 days
▲+2.2°F
2050 Outlook
▲+2.7°F
51 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between Mississippi and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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