Is Austin, TX cheaper than Manchester, NH?

Based on cost of living data, Austin, TX is 20.1% cheaper than Manchester, NH. This translates to saving $1509 per month.

What salary do I need in Austin, TX to live like I do in Manchester, NH?

If you earn $150,000 in Manchester, NH, you'd need approximately $131,888.115 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Manchester, NH and Austin, TX?

Housing in Austin, TX is 29.8% cheaper than in Manchester, NH. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,486/month in Manchester, NH.

How much can I save per month by moving from Manchester, NH to Austin, TX?

Moving from Manchester, NH to Austin, TX could save you approximately $1509 per month, or $18112 per year, based on a $150,000 salary.

Manchester, NH vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Manchester, NH — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Manchester, NH

Numbers update automatically as you type

You'd save $1.5K/month moving to Austin, TX

$150.0K in your current city equals $131.9K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 20.1%

Less expensive

Monthly Impact

$1,509

Savings

Annual Impact

$18.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Manchester, NH

Population:115K

Cost Index:100

Median Home:$436K

Austin, TX

Population:979K

Cost Index:80

Median Home:$558K

Manchester, NH

The Live Free or Die State

115K

Population

State Tax

No Income Tax

Located in New Hampshire, this city has a population of 115K residents.

💡 Advantage: New Hampshire has no state income tax!

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Manchester, NH vs Austin, TX

Category	Manchester, NH	Austin, TX	Difference	Change
🏠Housing	$4,109/mo	$2,885/mo	↓ $1,224less	29.8%
🚗Transportation	$1,584/mo	$1,284/mo	↓ $300less	18.9%
📦Other	$1,579/mo	$1,741/mo	↑ $162more	10.2%
⚡All Utilities	$666/mo	$541/mo	↓ $125less	18.8%
🏥Healthcare	$692/mo	$589/mo	↓ $103less	14.9%
🛒Groceries	$1,004/mo	$959/mo	↓ $44.68less	4.5%

🏠Housing

↓ 29.8%

Manchester, NH

$4,109

Austin, TX

$2,885

Difference

$1,224

less

🚗Transportation

↓ 18.9%

Manchester, NH

$1,584

Austin, TX

$1,284

Difference

$300

less

📦Other

↑ 10.2%

Manchester, NH

$1,579

Austin, TX

$1,741

Difference

$162

⚡All Utilities

↓ 18.8%

Manchester, NH

$666

Austin, TX

$541

Difference

$125

less

🏥Healthcare

↓ 14.9%

Manchester, NH

$692

Austin, TX

$589

Difference

$103

less

🛒Groceries

↓ 4.5%

Manchester, NH

$1,004

Austin, TX

$959

Difference

$44.68

less

🏠Rent Comparison

Studio

From$1,023

To$1,585

↑ $562

1 Bed

From$1,133

To$1,685

↑ $552

2 Bed

From$1,486

To$1,995

↑ $509

3 Bed

From$1,876

To$2,525

↑ $649

Manchester, NHZIP-level data

1BR range: $1,390–$2,090/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,634

Monthly in Manchester, NH

$7,998

Monthly in Austin, TX

$1,635

Difference

Home Values

Manchester

Austin

$436K

Median Value

$558K

↑ +1.2%

YoY Change

↓ -5%

↑ +48.2%

5-Year Change

↑ +12.6%

$406K - $464K

Price Range

$272K - $1.26M

Homes in Austin are 28% more expensive than Manchester

Calculate payment - Manchester Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Manchester, NH

Federal Income Tax

Effective: 18.9%

$25.5K

New Hampshire State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Manchester, NH Tax Rates

Sales Tax:0.0%

Property Tax:1.9%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.