Is St. Louis, MO cheaper than Manchester, NH?

Based on cost of living data, St. Louis, MO is 32.5% cheaper than Manchester, NH. This translates to saving $2440 per month.

What salary do I need in St. Louis, MO to live like I do in Manchester, NH?

If you earn $150,000 in Manchester, NH, you'd need approximately $120,721.029 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Manchester, NH and St. Louis, MO?

Housing in St. Louis, MO is 54.5% cheaper than in Manchester, NH. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,486/month in Manchester, NH.

How much can I save per month by moving from Manchester, NH to St. Louis, MO?

Moving from Manchester, NH to St. Louis, MO could save you approximately $2440 per month, or $29279 per year, based on a $150,000 salary.

Manchester, NH vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Manchester, NH — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Manchester, NH

Numbers update automatically as you type

You'd save $2.4K/month moving to St. Louis, MO

$150.0K in your current city equals $120.7K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 32.5%

Less expensive

Monthly Impact

$2,440

Savings

Annual Impact

$29.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Manchester, NH

Population:115K

Cost Index:100

Median Home:$436K

St. Louis, MO

Population:302K

Cost Index:67

Median Home:$145K

Manchester, NH

The Live Free or Die State

115K

Population

State Tax

No Income Tax

Located in New Hampshire, this city has a population of 115K residents.

💡 Advantage: New Hampshire has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Manchester, NH vs St. Louis, MO

Category	Manchester, NH	St. Louis, MO	Difference	Change
🏠Housing	$4,109/mo	$1,871/mo	↓ $2,238less	54.5%
🚗Transportation	$1,584/mo	$1,216/mo	↓ $368less	23.3%
🏥Healthcare	$692/mo	$527/mo	↓ $165less	23.9%
⚡All Utilities	$666/mo	$535/mo	↓ $130less	19.6%
🛒Groceries	$1,004/mo	$949/mo	↓ $54.67less	5.4%
📦Other	$1,579/mo	$1,607/mo	↑ $27.91more	1.8%

🏠Housing

↓ 54.5%

Manchester, NH

$4,109

St. Louis, MO

$1,871

Difference

$2,238

less

🚗Transportation

↓ 23.3%

Manchester, NH

$1,584

St. Louis, MO

$1,216

Difference

$368

less

🏥Healthcare

↓ 23.9%

Manchester, NH

$692

St. Louis, MO

$527

Difference

$165

less

⚡All Utilities

↓ 19.6%

Manchester, NH

$666

St. Louis, MO

$535

Difference

$130

less

🛒Groceries

↓ 5.4%

Manchester, NH

$1,004

St. Louis, MO

$949

Difference

$54.67

less

📦Other

↑ 1.8%

Manchester, NH

$1,579

St. Louis, MO

$1,607

Difference

$27.91

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Manchester, NH has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,023

To$910

↓ $113

1 Bed

From$1,133

To$950

↓ $183

2 Bed

From$1,486

To$1,160

↓ $326

3 Bed

From$1,876

To$1,490

↓ $386

Manchester, NHZIP-level data

1BR range: $1,390–$2,090/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,634

Monthly in Manchester, NH

$6,705

Monthly in St. Louis, MO

$2,929

Difference

Home Values

Manchester

St. Louis

$436K

Median Value

$145K

↑ +1.2%

YoY Change

↓ -0.8%

↑ +48.2%

5-Year Change

↑ +10.9%

$406K - $464K

Price Range

$38K - $302K

Homes in St. Louis are 67% less expensive than Manchester

Calculate payment - Manchester Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Manchester, NH

Federal Income Tax

Effective: 18.9%

$25.5K

New Hampshire State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Manchester, NH Tax Rates

Sales Tax:0.0%

Property Tax:1.9%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.