Is Indianapolis, IN cheaper than Mansfield, TX?

Based on cost of living data, Indianapolis, IN is 5.1% cheaper than Mansfield, TX. This translates to saving $382 per month.

What salary do I need in Indianapolis, IN to live like I do in Mansfield, TX?

If you earn $150,000 in Mansfield, TX, you'd need approximately $145,413.459 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Mansfield, TX and Indianapolis, IN?

Housing in Indianapolis, IN is 1.6% more expensive than in Mansfield, TX. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,722/month in Mansfield, TX.

How much can I save per month by moving from Mansfield, TX to Indianapolis, IN?

Moving from Mansfield, TX to Indianapolis, IN could save you approximately $382 per month, or $4587 per year, based on a $150,000 salary.

Mansfield, TX vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Mansfield, TX — ZIP-level rent data · COL adjusted from Arlington, TX area

Current salary in Mansfield, TX

Numbers update automatically as you type

You'd save $382/month moving to Indianapolis, IN

$150.0K in your current city equals $145.4K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 5.1%

Less expensive

Monthly Impact

$382

Savings

Annual Impact

$4.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Mansfield, TX

Population:79K

Cost Index:100

Median Home:$430K

Indianapolis, IN

Population:888K

Cost Index:95

Median Home:$176K

Mansfield, TX

The Lone Star State

79K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 79K residents.

💡 Advantage: Texas has no state income tax!

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Mansfield, TX vs Indianapolis, IN

Category	Mansfield, TX	Indianapolis, IN	Difference	Change
🚗Transportation	$1,252/mo	$1,188/mo	↓ $63.82less	5.1%
⚡All Utilities	$553/mo	$503/mo	↓ $50.16less	9.1%
🛒Groceries	$962/mo	$919/mo	↓ $42.65less	4.4%
📦Other	$1,551/mo	$1,590/mo	↑ $39.56more	2.6%
🏥Healthcare	$621/mo	$582/mo	↓ $38.40less	6.2%
🏠Housing	$1,918/mo	$1,949/mo	↑ $30.67more	1.6%

🚗Transportation

↓ 5.1%

Mansfield, TX

$1,252

Indianapolis, IN

$1,188

Difference

$63.82

less

⚡All Utilities

↓ 9.1%

Mansfield, TX

$553

Indianapolis, IN

$503

Difference

$50.16

less

🛒Groceries

↓ 4.4%

Mansfield, TX

$962

Indianapolis, IN

$919

Difference

$42.65

less

📦Other

↑ 2.6%

Mansfield, TX

$1,551

Indianapolis, IN

$1,590

Difference

$39.56

🏥Healthcare

↓ 6.2%

Mansfield, TX

$621

Indianapolis, IN

$582

Difference

$38.40

less

🏠Housing

↑ 1.6%

Mansfield, TX

$1,918

Indianapolis, IN

$1,949

Difference

$30.67

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Mansfield, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,427

To$1,030

↓ $397

1 Bed

From$1,476

To$1,170

↓ $306

2 Bed

From$1,722

To$1,360

↓ $362

3 Bed

From$2,272

To$1,760

↓ $512

Mansfield, TXZIP-level data

1BR range: $1,800–$1,800/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,857

Monthly in Mansfield, TX

$6,732

Monthly in Indianapolis, IN

$125

Difference

Home Values

Mansfield

Indianapolis

$430K

Median Value

$176K

↓ -2.2%

YoY Change

↓ -1.1%

↑ +29.1%

5-Year Change

↑ +26.9%

$430K

Price Range

$109K - $340K

Homes in Indianapolis are 59% less expensive than Mansfield

Calculate payment - Mansfield Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.8K

More taxes

Monthly Difference

$404

Less take-home

Effective Rate Diff

3.2%

Rate difference

Mansfield, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Mansfield, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.