Is Phoenix, AZ cheaper than Mansfield, TX?

Based on cost of living data, Phoenix, AZ is 12.6% more expensive than Mansfield, TX. This translates to spending an extra $943 per month.

What salary do I need in Phoenix, AZ to live like I do in Mansfield, TX?

If you earn $150,000 in Mansfield, TX, you'd need approximately $161,318.034 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Mansfield, TX and Phoenix, AZ?

Housing in Phoenix, AZ is 45.4% more expensive than in Mansfield, TX. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,722/month in Mansfield, TX.

How much can I save per month by moving from Mansfield, TX to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $943 more per month than Mansfield, TX, or $11318 more per year, based on a $150,000 salary.

Mansfield, TX vs Phoenix, AZ: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Mansfield, TX — ZIP-level rent data · COL adjusted from Arlington, TX area

Current salary in Mansfield, TX

Numbers update automatically as you type

You'd spend $943/month more in Phoenix, AZ

$150.0K in your current city equals $161.3K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↑ 12.6%

More expensive

Monthly Impact

$943

Extra cost

Annual Impact

$11.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Mansfield, TX

Population:79K

Cost Index:100

Median Home:$430K

Phoenix, AZ

Population:1608K

Cost Index:113

Median Home:$414K

Mansfield, TX

The Lone Star State

79K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 79K residents.

💡 Advantage: Texas has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Mansfield, TX vs Phoenix, AZ

Category	Mansfield, TX	Phoenix, AZ	Difference	Change
🏠Housing	$1,918/mo	$2,788/mo	↑ $870more	45.4%
🚗Transportation	$1,252/mo	$1,489/mo	↑ $237more	18.9%
📦Other	$1,551/mo	$1,677/mo	↑ $127more	8.2%
🏥Healthcare	$621/mo	$589/mo	↓ $32.20less	5.2%
⚡All Utilities	$553/mo	$561/mo	↑ $8.31more	1.5%
🛒Groceries	$962/mo	$963/mo	↑ $1.32more	0.1%

🏠Housing

↑ 45.4%

Mansfield, TX

$1,918

Phoenix, AZ

$2,788

Difference

$870

🚗Transportation

↑ 18.9%

Mansfield, TX

$1,252

Phoenix, AZ

$1,489

Difference

$237

📦Other

↑ 8.2%

Mansfield, TX

$1,551

Phoenix, AZ

$1,677

Difference

$127

🏥Healthcare

↓ 5.2%

Mansfield, TX

$621

Phoenix, AZ

$589

Difference

$32.20

less

⚡All Utilities

↑ 1.5%

Mansfield, TX

$553

Phoenix, AZ

$561

Difference

$8.31

🛒Groceries

↑ 0.1%

Mansfield, TX

$962

Phoenix, AZ

$963

Difference

$1.32

🏠Rent Comparison

Studio

From$1,427

To$1,390

↓ $37.00

1 Bed

From$1,476

To$1,510

↑ $34.00

2 Bed

From$1,722

To$1,750

↑ $28.00

3 Bed

From$2,272

To$2,330

↑ $58.00

Mansfield, TXZIP-level data

1BR range: $1,800–$1,800/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,857

Monthly in Mansfield, TX

$8,068

Monthly in Phoenix, AZ

$1,211

Difference

Home Values

Mansfield

Phoenix

$430K

Median Value

$414K

↓ -2.2%

YoY Change

↓ -3.1%

↑ +29.1%

5-Year Change

↑ +30.2%

$430K

Price Range

$274K - $957K

Homes in Phoenix are 4% less expensive than Mansfield

Calculate payment - Mansfield Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Mansfield, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Mansfield, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.