Is Indianapolis, IN cheaper than Manteca, CA?

Based on cost of living data, Indianapolis, IN is 22.3% cheaper than Manteca, CA. This translates to saving $1671 per month.

What salary do I need in Indianapolis, IN to live like I do in Manteca, CA?

If you earn $150,000 in Manteca, CA, you'd need approximately $129,950.196 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Manteca, CA and Indianapolis, IN?

Housing in Indianapolis, IN is 36.6% cheaper than in Manteca, CA. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,659/month in Manteca, CA.

How much can I save per month by moving from Manteca, CA to Indianapolis, IN?

Moving from Manteca, CA to Indianapolis, IN could save you approximately $1671 per month, or $20050 per year, based on a $150,000 salary.

Manteca, CA vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Manteca, CA — ZIP-level rent data · COL adjusted from Stockton, CA area

Current salary in Manteca, CA

Numbers update automatically as you type

You'd save $1.7K/month moving to Indianapolis, IN

$150.0K in your current city equals $130.0K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 22.3%

Less expensive

Monthly Impact

$1,671

Savings

Annual Impact

$20.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Manteca, CA

Population:91K

Cost Index:100

Median Home:$579K

Indianapolis, IN

Population:888K

Cost Index:78

Median Home:$176K

Manteca, CA

The Golden State

91K

Population

State Tax

Yes

Located in California, this city has a population of 91K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Manteca, CA vs Indianapolis, IN

Category	Manteca, CA	Indianapolis, IN	Difference	Change
🏠Housing	$3,073/mo	$1,949/mo	↓ $1,124less	36.6%
🚗Transportation	$1,436/mo	$1,188/mo	↓ $248less	17.2%
🛒Groceries	$1,075/mo	$919/mo	↓ $155less	14.4%
📦Other	$1,711/mo	$1,590/mo	↓ $121less	7.0%
🏥Healthcare	$495/mo	$582/mo	↑ $87.27more	17.6%
⚡All Utilities	$523/mo	$503/mo	↓ $20.21less	3.9%

🏠Housing

↓ 36.6%

Manteca, CA

$3,073

Indianapolis, IN

$1,949

Difference

$1,124

less

🚗Transportation

↓ 17.2%

Manteca, CA

$1,436

Indianapolis, IN

$1,188

Difference

$248

less

🛒Groceries

↓ 14.4%

Manteca, CA

$1,075

Indianapolis, IN

$919

Difference

$155

less

📦Other

↓ 7.0%

Manteca, CA

$1,711

Indianapolis, IN

$1,590

Difference

$121

less

🏥Healthcare

↑ 17.6%

Manteca, CA

$495

Indianapolis, IN

$582

Difference

$87.27

⚡All Utilities

↓ 3.9%

Manteca, CA

$523

Indianapolis, IN

$503

Difference

$20.21

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Manteca, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,224

To$1,030

↓ $194

1 Bed

From$1,328

To$1,170

↓ $158

2 Bed

From$1,659

To$1,360

↓ $299

3 Bed

From$2,308

To$1,760

↓ $548

Manteca, CAZIP-level data

1BR range: $1,540–$1,670/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,313

Monthly in Manteca, CA

$6,732

Monthly in Indianapolis, IN

$1,581

Difference

Home Values

Manteca

Indianapolis

$579K

Median Value

$176K

↓ -5.1%

YoY Change

↓ -1.1%

↑ +19.8%

5-Year Change

↑ +26.9%

$520K - $638K

Price Range

$109K - $340K

Homes in Indianapolis are 70% less expensive than Manteca

Calculate payment - Manteca Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.8K

Per year

Monthly Difference

$482

More take-home

Effective Rate Diff

3.9%

Rate difference

Manteca, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Manteca, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.