Mantorville, MN vs Sister Bay, WI: Cost of Living

Which city costs less?

Sister Bay, WI has a modeled overall cost index 22.2% lower than Mantorville, MN.

Mantorville, MN · modeled 2BR rent
$1,210 / month
Sister Bay, WI · modeled 2BR rent
$1,370 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Mantorville, MN and Sister Bay, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $1,413/month in Sister Bay, WI

$150,000 in your current city has a modeled equivalent of $133,046 in Sister Bay, WI

Regional cost estimates: Mantorville, MN uses Saint Paul, MN. Sister Bay, WI uses Milwaukee, WI. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 22.2%
Less expensive
Monthly Impact
$1,413
Savings
Annual Impact
$17.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Mantorville, MN

Population:1K
Cost Index:
86.4
100 = national average
Typical Home:$437K

Sister Bay, WI

Population:1K
Cost Index:
67.3
100 = national average
Typical Home:$493K

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Mantorville, MN

The North Star State

1K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 1K residents.

Sister Bay, WI

The Badger State

1K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Mantorville, MN vs Sister Bay, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 36.1%
Mantorville, MN
$2,262
Sister Bay, WI
$1,446
Difference
$817
less
Other
↓ 16.3%
Mantorville, MN
$1,604
Sister Bay, WI
$1,342
Difference
$261
less
Groceries
↓ 11.7%
Mantorville, MN
$1,055
Sister Bay, WI
$932
Difference
$123
less
Transportation
↓ 8.4%
Mantorville, MN
$1,283
Sister Bay, WI
$1,175
Difference
$108
less
Healthcare
↓ 9.9%
Mantorville, MN
$775
Sister Bay, WI
$698
Difference
$76.66
less
All Utilities
↓ 5.2%
Mantorville, MN
$521
Sister Bay, WI
$494
Difference
$27.25
less

🏠Rent Comparison

Studio
From$950
To$970
↑ $20.00
1 Bed
From$1,010
To$1,040
↑ $30.00
2 Bed
From$1,210
To$1,370
↑ $160
3 Bed
From$1,700
To$1,660
↓ $40.00
Mantorville, MNZIP-level data

1BR range: $1,010–$1,010/mo

Sister Bay, WIZIP-level data

1BR range: $1,040–$1,040/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Mantorville, MN
$6,087
Monthly in Sister Bay, WI
$1,413
Difference

Home Values

Mantorville
Sister Bay
$437K
Median Value
$493K
↑ +8.3%
YoY Change
↑ +0.3%
↑ +39.7%
5-Year Change
↑ +42.9%

Homes in Sister Bay are 13% more expensive than Mantorville

Calculate payment - MantorvilleCalculate payment - Sister Bay

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.6K
Per year
Monthly Difference
$132
More take-home
Effective Rate Diff
1.1%
Rate difference

Mantorville, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Sister Bay, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Additional Tax Information

Mantorville, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

Sister Bay, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mantorville
Sister Bay
36 Good
Air Quality
43 Good
72.4%
Good Air Days
68.6%
95 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.7°F
2050 Outlook
▲+3.3°F
14 days
Heat Days >95°F
13 days
▲+3.7°F
2050 Outlook
▲+3.3°F
14 days
Heat Days >95°F
13 days

Before moving from Mantorville, MN to Sister Bay, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Sister Bay, WI for the same bedroom count and included utilities as your home in Mantorville, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Mantorville to Sister Bay moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Sister Bay, WI by cost, housing, population and region.

Frequently Asked Questions: Mantorville, MN vs Sister Bay, WI

How do the cost estimates for Mantorville, MN and Sister Bay, WI compare?

Sister Bay, WI has a modeled overall cost index 22.2% lower than Mantorville, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Mantorville, MN, the model estimates $133,046 in Sister Bay, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Mantorville, MN and Sister Bay, WI?

The modeled two-bedroom rents are $1,210/month in Mantorville, MN and $1,370/month in Sister Bay, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Wisconsin on TaxTakeHome.com

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