Manvel, TX vs Cottonwood, AZ: Cost of Living

Which city costs less?

Cottonwood, AZ has a modeled overall cost index 7.9% lower than Manvel, TX.

Manvel, TX · modeled 2BR rent
$1,570 / month
Cottonwood, AZ · modeled 2BR rent
$1,480 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Manvel, TX and Cottonwood, AZ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $498/month in Cottonwood, AZ

$150,000 in your current city has a modeled equivalent of $144,022 in Cottonwood, AZ

Regional cost estimates: Manvel, TX uses Houston, TX. Cottonwood, AZ uses Albuquerque, NM. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 7.9%
Less expensive
Monthly Impact
$498
Savings
Annual Impact
$6.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Manvel, TX

Population:17K
Cost Index:
86.2
100 = national average
Typical Home:$433K

Cottonwood, AZ

Population:13K
Cost Index:
79.4
100 = national average
Typical Home:$390K

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Manvel, TX

The Lone Star State

17K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 17K residents.

💡 Advantage: Texas has no state income tax!

Cottonwood, AZ

The Grand Canyon State

13K
Population
State Tax
Yes

Located in Arizona, this city has a population of 13K residents.

Cost Breakdown by Category

Estimated monthly spending: Manvel, TX vs Cottonwood, AZ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↓ 13.6%
Manvel, TX
$1,483
Cottonwood, AZ
$1,281
Difference
$201
less
Other
↓ 8.8%
Manvel, TX
$1,808
Cottonwood, AZ
$1,650
Difference
$158
less
All Utilities
↓ 12.0%
Manvel, TX
$598
Cottonwood, AZ
$526
Difference
$71.64
less
Housing
↓ 2.3%
Manvel, TX
$2,017
Cottonwood, AZ
$1,970
Difference
$47.23
less
Healthcare
↓ 6.2%
Manvel, TX
$608
Cottonwood, AZ
$571
Difference
$37.44
less
Groceries
↑ 1.8%
Manvel, TX
$986
Cottonwood, AZ
$1,004
Difference
$17.88
more

🏠Rent Comparison

Studio
From$1,250
To$1,020
↓ $230
1 Bed
From$1,430
To$1,180
↓ $250
2 Bed
From$1,570
To$1,480
↓ $90.00
3 Bed
From$2,120
To$2,060
↓ $60.00
Manvel, TXZIP-level data

1BR range: $1,430–$1,430/mo

Cottonwood, AZZIP-level data

1BR range: $1,180–$1,180/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Manvel, TX
$7,002
Monthly in Cottonwood, AZ
$498
Difference

Home Values

Manvel
Cottonwood
$433K
Median Value
$390K
↓ -2.4%
YoY Change
↓ -0.1%
↑ +25.9%
5-Year Change
↑ +37.6%

Homes in Cottonwood are 10% less expensive than Manvel

Calculate payment - ManvelCalculate payment - Cottonwood

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Manvel, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Cottonwood, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Manvel, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Cottonwood, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Manvel
Cottonwood
61 Moderate
Air Quality
61 Moderate
13.7%
Good Air Days
27.3%
100 Very High
Climate Risk
94 High
🌊🌅🌀
Top Hazards
🌊
▲+2.2°F
2050 Outlook
▲+3.0°F
64 days
Heat Days >95°F
63 days
▲+2.2°F
2050 Outlook
▲+3.0°F
64 days
Heat Days >95°F
63 days

Before moving from Manvel, TX to Cottonwood, AZ

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Cottonwood, AZ for the same bedroom count and included utilities as your home in Manvel, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Manvel to Cottonwood moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Cottonwood, AZ by cost, housing, population and region.

Frequently Asked Questions: Manvel, TX vs Cottonwood, AZ

How do the cost estimates for Manvel, TX and Cottonwood, AZ compare?

Cottonwood, AZ has a modeled overall cost index 7.9% lower than Manvel, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Manvel, TX, the model estimates $144,022 in Cottonwood, AZ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Manvel, TX and Cottonwood, AZ?

The modeled two-bedroom rents are $1,570/month in Manvel, TX and $1,480/month in Cottonwood, AZ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Texas and Arizona on TaxTakeHome.com

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