Maple Grove, MN vs Palatine, IL: Cost of Living

Which city costs less?

Palatine, IL has a modeled overall cost index 4.4% lower than Maple Grove, MN.

Maple Grove, MN · modeled 2BR rent: $2,210 / month
Palatine, IL · modeled 2BR rent: $1,900 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Maple Grove, MN and Palatine, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Maple Grove, MN

Numbers update automatically as you type

Estimated extra cost: $32.92/month in Palatine, IL

$150,000 in your current city has a modeled equivalent of $150,395 in Palatine, IL

Regional cost estimates: Maple Grove, MN uses Minneapolis, MN. Palatine, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 4.4%

Less expensive

Monthly Impact

$32.92

Extra cost

Annual Impact

$395

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Maple Grove, MN

Population:71K

Cost Index:

103.8

100 = national average

Typical Home:$431K

Palatine, IL

Population:65K

Cost Index:

99.2

100 = national average

Typical Home:$370K

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Maple Grove, MN

The North Star State

71K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 71K residents.

Palatine, IL

The Prairie State

65K

Population

State Tax

Yes

Located in Illinois, this city has a population of 65K residents.

Cost Breakdown by Category

Estimated monthly spending: Maple Grove, MN vs Palatine, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Maple Grove, MN	Palatine, IL	Difference	Change
Transportation	$1,290/mo	$1,500/mo	↑ $210more	16.3%
Healthcare	$721/mo	$555/mo	↓ $167less	23.1%
Housing	$2,362/mo	$2,465/mo	↑ $102more	4.3%
Other	$1,660/mo	$1,570/mo	↓ $89.77less	5.4%
Groceries	$982/mo	$960/mo	↓ $22.39less	2.3%
All Utilities	$485/mo	$484/mo	↓ $0.87less	0.2%

Transportation

↑ 16.3%

Maple Grove, MN

$1,290

Palatine, IL

$1,500

Difference

$210

Healthcare

↓ 23.1%

Maple Grove, MN

$721

Palatine, IL

$555

Difference

$167

less

Housing

↑ 4.3%

Maple Grove, MN

$2,362

Palatine, IL

$2,465

Difference

$102

Other

↓ 5.4%

Maple Grove, MN

$1,660

Palatine, IL

$1,570

Difference

$89.77

less

Groceries

↓ 2.3%

Maple Grove, MN

$982

Palatine, IL

$960

Difference

$22.39

less

All Utilities

↓ 0.2%

Maple Grove, MN

$485

Palatine, IL

$484

Difference

$0.87

less

🏠Rent Comparison

Studio

From$1,605

To$1,580

↓ $25.00

1 Bed

From$1,815

To$1,690

↓ $125

2 Bed

From$2,210

To$1,900

↓ $310

3 Bed

From$2,925

To$2,450

↓ $475

Maple Grove, MNZIP-level data

1BR range: $1,790–$1,840/mo

Palatine, ILZIP-level data

1BR range: $1,690–$1,690/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Maple Grove, MN

$7,533

Monthly in Palatine, IL

$32.92

Difference

Home Values

Maple Grove

Palatine

$431K

Median Value

$370K

↑ +1.9%

YoY Change

↑ +3.6%

↑ +20%

5-Year Change

↑ +35.4%

$382K - $480K

Price Range

$291K - $449K

Homes in Palatine are 14% less expensive than Maple Grove

Calculate payment - Maple Grove Calculate payment - Palatine

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.0K

Per year

Monthly Difference

$251

More take-home

Effective Rate Diff

2.0%

Rate difference

Maple Grove, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Palatine, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Maple Grove, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Palatine, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Maple Grove

Palatine

42 Good

Air Quality

54 Moderate

66.4%

Good Air Days

35.8%

98 High

Climate Risk

100 Very High

🌊🌡🌪

Top Hazards

🌊🌡🫨

▲+3.6°F

2050 Outlook

▲+3.2°F

14 days

Heat Days >95°F

18 days

▲+3.6°F

2050 Outlook

▲+3.2°F

14 days

Heat Days >95°F

18 days

Before moving from Maple Grove, MN to Palatine, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Palatine, IL for the same bedroom count and included utilities as your home in Maple Grove, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Maple Grove to Palatine moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Palatine, IL by cost, housing, population and region.

Frequently Asked Questions: Maple Grove, MN vs Palatine, IL

How do the cost estimates for Maple Grove, MN and Palatine, IL compare?

Palatine, IL has a modeled overall cost index 4.4% lower than Maple Grove, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Maple Grove, MN, the model estimates $150,395 in Palatine, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Maple Grove, MN and Palatine, IL?

The modeled two-bedroom rents are $2,210/month in Maple Grove, MN and $1,900/month in Palatine, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Illinois on TaxTakeHome.com