Is Indianapolis, IN cheaper than Maplewood, MN?

Based on cost of living data, Indianapolis, IN is 13.3% cheaper than Maplewood, MN. This translates to saving $997 per month.

What salary do I need in Indianapolis, IN to live like I do in Maplewood, MN?

If you earn $150,000 in Maplewood, MN, you'd need approximately $138,032.491 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Maplewood, MN and Indianapolis, IN?

Housing in Indianapolis, IN is 16.2% cheaper than in Maplewood, MN. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,300/month in Maplewood, MN.

How much can I save per month by moving from Maplewood, MN to Indianapolis, IN?

Moving from Maplewood, MN to Indianapolis, IN could save you approximately $997 per month, or $11968 per year, based on a $150,000 salary.

Maplewood, MN vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Maplewood, MN — ZIP-level rent data · COL adjusted from Saint Paul, MN area

Current salary in Maplewood, MN

Numbers update automatically as you type

You'd save $997/month moving to Indianapolis, IN

$150.0K in your current city equals $138.0K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area

Overall Cost

↓ 13.3%

Less expensive

Monthly Impact

$997

Savings

Annual Impact

$12.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Maplewood, MN

Population:40K

Cost Index:100

Median Home:$290K

Indianapolis, IN

Population:888K

Cost Index:87

Median Home:$176K

Maplewood, MN

The North Star State

40K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 40K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Maplewood, MN vs Indianapolis, IN

Category	Maplewood, MN	Indianapolis, IN	Difference	Change
🏠Housing	$2,325/mo	$1,949/mo	↓ $375less	16.2%
🏥Healthcare	$739/mo	$582/mo	↓ $157less	21.2%
🚗Transportation	$1,318/mo	$1,188/mo	↓ $130less	9.9%
🛒Groceries	$1,006/mo	$919/mo	↓ $86.83less	8.6%
📦Other	$1,648/mo	$1,590/mo	↓ $57.44less	3.5%
⚡All Utilities	$497/mo	$503/mo	↑ $5.93more	1.2%

🏠Housing

↓ 16.2%

Maplewood, MN

$2,325

Indianapolis, IN

$1,949

Difference

$375

less

🏥Healthcare

↓ 21.2%

Maplewood, MN

$739

Indianapolis, IN

$582

Difference

$157

less

🚗Transportation

↓ 9.9%

Maplewood, MN

$1,318

Indianapolis, IN

$1,188

Difference

$130

less

🛒Groceries

↓ 8.6%

Maplewood, MN

$1,006

Indianapolis, IN

$919

Difference

$86.83

less

📦Other

↓ 3.5%

Maplewood, MN

$1,648

Indianapolis, IN

$1,590

Difference

$57.44

less

⚡All Utilities

↑ 1.2%

Maplewood, MN

$497

Indianapolis, IN

$503

Difference

$5.93

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Maplewood, MN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$942

To$1,030

↑ $88.00

1 Bed

From$1,072

To$1,170

↑ $98.00

2 Bed

From$1,300

To$1,360

↑ $60.00

3 Bed

From$1,722

To$1,760

↑ $38.00

Maplewood, MNZIP-level data

1BR range: $1,320–$1,320/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,533

Monthly in Maplewood, MN

$6,732

Monthly in Indianapolis, IN

$800

Difference

Home Values

Maplewood

Indianapolis

$290K

Median Value

$176K

↑ +0.9%

YoY Change

↓ -1.1%

↑ +19.1%

5-Year Change

↑ +26.9%

$290K

Price Range

$109K - $340K

Homes in Indianapolis are 39% less expensive than Maplewood

Calculate payment - Maplewood Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.6K

Per year

Monthly Difference

$466

More take-home

Effective Rate Diff

3.7%

Rate difference

Maplewood, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Maplewood, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.