Marlow, OK vs Diboll, TX: Cost of Living

Which city costs less?

Diboll, TX has a modeled overall cost index 5.5% lower than Marlow, OK.

Marlow, OK · modeled 2BR rent
$940 / month
Diboll, TX · modeled 2BR rent
$970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Marlow, OK and Diboll, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $311/month in Diboll, TX

$150,000 in your current city has a modeled equivalent of $146,265 in Diboll, TX

Regional cost estimates: Marlow, OK uses Oklahoma City, OK. Diboll, TX uses Houston, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 5.5%
Less expensive
Monthly Impact
$311
Savings
Annual Impact
$3.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Marlow, OK

Population:4K
Cost Index:
78.9
100 = national average
Typical Home:$168K

Diboll, TX

Population:5K
Cost Index:
74.5
100 = national average
Typical Home:$174K

Planning the move to Diboll?

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Marlow, OK

The Sooner State

4K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 4K residents.

Diboll, TX

The Lone Star State

5K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 5K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Marlow, OK vs Diboll, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↓ 5.3%
Marlow, OK
$1,791
Diboll, TX
$1,696
Difference
$95.00
less
Groceries
↓ 6.5%
Marlow, OK
$1,064
Diboll, TX
$995
Difference
$68.83
less
Housing
↓ 3.0%
Marlow, OK
$1,949
Diboll, TX
$1,891
Difference
$57.55
less
Transportation
↓ 2.8%
Marlow, OK
$1,431
Diboll, TX
$1,390
Difference
$40.21
less
Healthcare
↓ 5.9%
Marlow, OK
$652
Diboll, TX
$613
Difference
$38.73
less
All Utilities
↓ 1.8%
Marlow, OK
$614
Diboll, TX
$603
Difference
$10.90
less

🏠Rent Comparison

Studio
From$770
To$840
↑ $70.00
1 Bed
From$780
To$850
↑ $70.00
2 Bed
From$940
To$970
↑ $30.00
3 Bed
From$1,300
To$1,300
→ $0
Marlow, OKZIP-level data

1BR range: $780–$780/mo

Diboll, TXZIP-level data

1BR range: $850–$850/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Marlow, OK
$7,189
Monthly in Diboll, TX
$311
Difference

Home Values

Marlow
Diboll
$168K
Median Value
$174K
↓ -0.9%
YoY Change
↑ +4.2%
↑ +44.3%
5-Year Change
↑ +24.4%

Homes in Diboll are 4% more expensive than Marlow

Calculate payment - MarlowCalculate payment - Diboll

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.3K
Per year
Monthly Difference
$607
More take-home
Effective Rate Diff
4.9%
Rate difference

Marlow, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Diboll, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Marlow, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Diboll, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Marlow
Diboll
52 Moderate
Air Quality
61 Moderate
47%
Good Air Days
13.7%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌅🌀
▲+3.1°F
2050 Outlook
▲+2.2°F
67 days
Heat Days >95°F
64 days
▲+3.1°F
2050 Outlook
▲+2.2°F
67 days
Heat Days >95°F
64 days

Before moving from Marlow, OK to Diboll, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Diboll, TX for the same bedroom count and included utilities as your home in Marlow, OK. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Marlow to Diboll moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Diboll, TX by cost, housing, population and region.

Frequently Asked Questions: Marlow, OK vs Diboll, TX

How do the cost estimates for Marlow, OK and Diboll, TX compare?

Diboll, TX has a modeled overall cost index 5.5% lower than Marlow, OK. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Marlow, OK, the model estimates $146,265 in Diboll, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Marlow, OK and Diboll, TX?

The modeled two-bedroom rents are $940/month in Marlow, OK and $970/month in Diboll, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Oklahoma and Texas on TaxTakeHome.com

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