Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd spend $2.1K/month more in Denver, CO

$150.0K in your current city equals $175.5K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
28.4%
More expensive
Monthly Impact
$2,127
Extra cost
Annual Impact
$25.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Marshalltown, IA

Population:28K
Cost Index:
100
100 = national average
Median Home:$167K

Denver, CO

Population:716K
Cost Index:
128
(28% above avg)
Median Home:$513K

Marshalltown, IA

The Hawkeye State

28K
Population
State Tax
Yes

Located in Iowa, this city has a population of 28K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • Mile-high city (5,280 ft)
  • Outdoor recreation hub
  • Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Marshalltown, IA vs Denver, CO

Housing
82.3%
Marshalltown, IA
$1,782
Denver, CO
$3,248
Difference
$1,467
more
Transportation
23.5%
Marshalltown, IA
$1,184
Denver, CO
$1,462
Difference
$278
more
Other
16.0%
Marshalltown, IA
$1,530
Denver, CO
$1,774
Difference
$244
more
Groceries
16.0%
Marshalltown, IA
$887
Denver, CO
$1,029
Difference
$142
more
All Utilities
13.2%
Marshalltown, IA
$459
Denver, CO
$519
Difference
$60.55
more
Healthcare
5.0%
Marshalltown, IA
$665
Denver, CO
$632
Difference
$33.08
less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Marshalltown, IA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$575
To$1,720
$1,145
1 Bed
From$591
To$1,840
$1,249
2 Bed
From$777
To$2,190
$1,413
3 Bed
From$1,028
To$2,870
$1,842
Marshalltown, IAZIP-level data

1BR range: $730$730/mo

Denver, COZIP-level data

1BR range: $1,620$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,506
Monthly in Marshalltown, IA
$8,665
Monthly in Denver, CO
$2,158
Difference

Home Values

Marshalltown
Denver
$167K
Median Value
$513K
↑ +3.9%
YoY Change
↓ -4.2%
↑ +32.8%
5-Year Change
↑ +13%
$167K
Price Range
$352K - $933K

Homes in Denver are 206% more expensive than Marshalltown

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.1K
Per year
Monthly Difference
$342
More take-home
Effective Rate Diff
2.7%
Rate difference

Marshalltown, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Marshalltown, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Marshalltown
Denver
45 Good
Air Quality
55 Moderate
67.5%
Good Air Days
35.2%
92 Moderate
Climate Risk
95 High
🌡🌪
Top Hazards
🌊🌪💨
+3.4°F
2050 Outlook
+3.3°F
25 days
Heat Days >95°F
28 days
+3.4°F
2050 Outlook
+3.3°F
25 days
Heat Days >95°F
28 days

What to Consider When Moving from Marshalltown, IA to Denver, CO

Relocating from Marshalltown, IA to Denver, CO involves more than just comparing rent prices. While the overall cost of living is roughly 28% higher in Denver, CO, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Denver, CO is 82% more expensive than in Marshalltown, IA. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Denver, CO pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Denver, CO to match your current standard of living in Marshalltown, IA.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Denver, CO for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Marshalltown, IA vs Denver, CO

Is Denver, CO cheaper than Marshalltown, IA?

Denver, CO is approximately 28.4% more expensive than Marshalltown, IA overall. On a $150,000 salary, that translates to roughly $2,127/month in additional expenses. Housing is the biggest factor, costing 82% more in Denver, CO.

What salary do I need in Denver, CO to match my lifestyle in Marshalltown, IA?

If you currently earn $150,000 in Marshalltown, IA, you would need approximately $175,522 in Denver, CO to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Marshalltown, IA and Denver, CO?

A two-bedroom apartment averages $777/month in Marshalltown, IA compared to $2,190/month in Denver, CO. One-bedroom apartments are $591/month in Marshalltown, IA vs $1,840/month in Denver, CO. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Marshalltown, IA or Denver, CO?

Groceries are about 16% more expensive in Denver, CO than in Marshalltown, IA, which adds roughly $142/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Marshalltown, IA to Denver, CO?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Iowa and Colorado on TaxTakeHome.com

Similar cost to Denver, CO

Other cities in a similar price range

Want to compare different cities?

New Comparison