Martins Ferry, OH vs Ironwood, MI: Cost of Living

Which city costs less?

Ironwood, MI has a modeled overall cost index 7.2% lower than Martins Ferry, OH.

Martins Ferry, OH · modeled 2BR rent
$970 / month
Ironwood, MI · modeled 2BR rent
$970 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Martins Ferry, OH and Ironwood, MI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $350/month in Ironwood, MI

$150,000 in your current city has a modeled equivalent of $145,802 in Ironwood, MI

Regional cost estimates: Martins Ferry, OH uses Pittsburgh, PA. Ironwood, MI uses Saint Paul, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 7.2%
Less expensive
Monthly Impact
$350
Savings
Annual Impact
$4.2K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Martins Ferry, OH

Population:6K
Cost Index:
81.6
100 = national average
Typical Home:$91K

Ironwood, MI

Population:5K
Cost Index:
75.7
100 = national average
Typical Home:$99K

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Martins Ferry, OH

The Buckeye State

6K
Population
State Tax
Yes

Located in Ohio, this city has a population of 6K residents.

Ironwood, MI

The Great Lakes State

5K
Population
State Tax
Yes

Located in Michigan, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Martins Ferry, OH vs Ironwood, MI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↓ 15.6%
Martins Ferry, OH
$1,774
Ironwood, MI
$1,497
Difference
$278
less
All Utilities
↓ 25.7%
Martins Ferry, OH
$699
Ironwood, MI
$519
Difference
$180
less
Housing
↑ 9.0%
Martins Ferry, OH
$1,937
Ironwood, MI
$2,111
Difference
$175
more
Healthcare
↑ 27.3%
Martins Ferry, OH
$607
Ironwood, MI
$773
Difference
$166
more
Transportation
↓ 10.8%
Martins Ferry, OH
$1,342
Ironwood, MI
$1,198
Difference
$145
less
Groceries
↓ 7.7%
Martins Ferry, OH
$1,140
Ironwood, MI
$1,052
Difference
$88.34
less

🏠Rent Comparison

Studio
From$670
To$690
↑ $20.00
1 Bed
From$800
To$760
↓ $40.00
2 Bed
From$970
To$970
→ $0
3 Bed
From$1,250
To$1,350
↑ $100
Martins Ferry, OHZIP-level data

1BR range: $800–$800/mo

Ironwood, MIZIP-level data

1BR range: $760–$760/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Martins Ferry, OH
$7,150
Monthly in Ironwood, MI
$350
Difference

Home Values

Martins Ferry
Ironwood
$91K
Median Value
$99K
↑ +2.4%
YoY Change
↓ -1.3%
↑ +10.3%
5-Year Change
↑ +45.1%

Homes in Ironwood are 9% more expensive than Martins Ferry

Calculate payment - Martins FerryCalculate payment - Ironwood

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $1.9K
More taxes
Monthly Difference
$162
Less take-home
Effective Rate Diff
1.3%
Rate difference

Martins Ferry, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Ironwood, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Additional Tax Information

Martins Ferry, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Ironwood, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Martins Ferry
Ironwood
52 Moderate
Air Quality
36 Good
47.8%
Good Air Days
72.4%
98 High
Climate Risk
95 High
🌊🌪💨
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+3.7°F
12 days
Heat Days >95°F
14 days
▲+3.0°F
2050 Outlook
▲+3.7°F
12 days
Heat Days >95°F
14 days

Before moving from Martins Ferry, OH to Ironwood, MI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Ironwood, MI for the same bedroom count and included utilities as your home in Martins Ferry, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Martins Ferry to Ironwood moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Ironwood, MI by cost, housing, population and region.

Frequently Asked Questions: Martins Ferry, OH vs Ironwood, MI

How do the cost estimates for Martins Ferry, OH and Ironwood, MI compare?

Ironwood, MI has a modeled overall cost index 7.2% lower than Martins Ferry, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Martins Ferry, OH, the model estimates $145,802 in Ironwood, MI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Martins Ferry, OH and Ironwood, MI?

The modeled two-bedroom rents are $970/month in Martins Ferry, OH and $970/month in Ironwood, MI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Michigan on TaxTakeHome.com

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