Martins Ferry, OH vs West Frankfort, IL: Cost of Living

Which city costs less?

West Frankfort, IL has a modeled overall cost index 0.7% higher than Martins Ferry, OH.

Martins Ferry, OH · modeled 2BR rent
$970 / month
West Frankfort, IL · modeled 2BR rent
$930 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Martins Ferry, OH and West Frankfort, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $20.32/month in West Frankfort, IL

$150,000 in your current city has a modeled equivalent of $149,756 in West Frankfort, IL

Regional cost estimates: Martins Ferry, OH uses Pittsburgh, PA. West Frankfort, IL uses St. Louis, MO. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 0.7%
More expensive
Monthly Impact
$20.32
Savings
Annual Impact
$244
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Martins Ferry, OH

Population:6K
Cost Index:
81.6
100 = national average
Typical Home:$91K

West Frankfort, IL

Population:7K
Cost Index:
82.2
100 = national average
Typical Home:$95K

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Martins Ferry, OH

The Buckeye State

6K
Population
State Tax
Yes

Located in Ohio, this city has a population of 6K residents.

West Frankfort, IL

The Prairie State

7K
Population
State Tax
Yes

Located in Illinois, this city has a population of 7K residents.

Cost Breakdown by Category

Estimated monthly spending: Martins Ferry, OH vs West Frankfort, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

All Utilities
↓ 10.4%
Martins Ferry, OH
$699
West Frankfort, IL
$627
Difference
$72.63
less
Other
↑ 3.0%
Martins Ferry, OH
$1,774
West Frankfort, IL
$1,828
Difference
$53.61
more
Transportation
↑ 3.0%
Martins Ferry, OH
$1,342
West Frankfort, IL
$1,383
Difference
$40.56
more
Groceries
↓ 2.6%
Martins Ferry, OH
$1,140
West Frankfort, IL
$1,111
Difference
$29.67
less
Housing
↓ 1.1%
Martins Ferry, OH
$1,937
West Frankfort, IL
$1,915
Difference
$21.29
less
Healthcare
↑ 1.5%
Martins Ferry, OH
$607
West Frankfort, IL
$616
Difference
$9.10
more

🏠Rent Comparison

Studio
From$670
To$700
↑ $30.00
1 Bed
From$800
To$710
↓ $90.00
2 Bed
From$970
To$930
↓ $40.00
3 Bed
From$1,250
To$1,280
↑ $30.00
Martins Ferry, OHZIP-level data

1BR range: $800–$800/mo

West Frankfort, ILZIP-level data

1BR range: $710–$710/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Martins Ferry, OH
$7,480
Monthly in West Frankfort, IL
$20.32
Difference

Home Values

Martins Ferry
West Frankfort
$91K
Median Value
$95K
↑ +2.4%
YoY Change
↓ -7.3%
↑ +10.3%
5-Year Change
↓ -22.9%

Homes in West Frankfort are 4% more expensive than Martins Ferry

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $3.0K
More taxes
Monthly Difference
$250
Less take-home
Effective Rate Diff
2.0%
Rate difference

Martins Ferry, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

West Frankfort, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Martins Ferry, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

West Frankfort, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Martins Ferry
West Frankfort
52 Moderate
Air Quality
54 Moderate
47.8%
Good Air Days
38%
98 High
Climate Risk
99 High
🌊🌪💨
Top Hazards
🌊🌡🫨
▲+3.0°F
2050 Outlook
▲+3.0°F
12 days
Heat Days >95°F
39 days
▲+3.0°F
2050 Outlook
▲+3.0°F
12 days
Heat Days >95°F
39 days

Before moving from Martins Ferry, OH to West Frankfort, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in West Frankfort, IL for the same bedroom count and included utilities as your home in Martins Ferry, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Martins Ferry to West Frankfort moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to West Frankfort, IL by cost, housing, population and region.

Frequently Asked Questions: Martins Ferry, OH vs West Frankfort, IL

How do the cost estimates for Martins Ferry, OH and West Frankfort, IL compare?

West Frankfort, IL has a modeled overall cost index 0.7% higher than Martins Ferry, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Martins Ferry, OH, the model estimates $149,756 in West Frankfort, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Martins Ferry, OH and West Frankfort, IL?

The modeled two-bedroom rents are $970/month in Martins Ferry, OH and $930/month in West Frankfort, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Illinois on TaxTakeHome.com

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