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Cost of Living Comparison 2026

๐Ÿ“ Maryland Heights, MO โ€” ZIP-level rent data ยท COL adjusted from St. Louis, MO area

$

Numbers update automatically as you type

You'd spend $1.9K/month more in Phoenix, AZ

$150.0K in your current city equals $172.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from St. Louis, MO-IL area
Overall Cost
โ†‘ 25.1%
More expensive
Monthly Impact
$1,884
Extra cost
Annual Impact
$22.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Maryland Heights, MO

Population:28K
Cost Index:100
Median Home:$249K

Phoenix, AZ

Population:1608K
Cost Index:125
Median Home:$414K

Maryland Heights, MO

The Show-Me State

28K
Population
State Tax
Yes

Located in Missouri, this city has a population of 28K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Maryland Heights, MO vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 74.7%
Maryland Heights, MO
$1,597
Phoenix, AZ
$2,788
Difference
$1,192
more
๐Ÿš—Transportation
โ†‘ 29.2%
Maryland Heights, MO
$1,153
Phoenix, AZ
$1,489
Difference
$336
more
๐Ÿ“ฆOther
โ†‘ 10.1%
Maryland Heights, MO
$1,524
Phoenix, AZ
$1,677
Difference
$154
more
๐ŸฅHealthcare
โ†‘ 14.8%
Maryland Heights, MO
$513
Phoenix, AZ
$589
Difference
$75.82
more
โšกAll Utilities
โ†‘ 7.6%
Maryland Heights, MO
$521
Phoenix, AZ
$561
Difference
$39.77
more
๐Ÿ›’Groceries
โ†‘ 4.2%
Maryland Heights, MO
$924
Phoenix, AZ
$963
Difference
$38.97
more

๐Ÿ Rent Comparison

Studio
From$846
To$1,390
โ†‘ $544
1 Bed
From$878
To$1,510
โ†‘ $632
2 Bed
From$1,080
To$1,750
โ†‘ $670
3 Bed
From$1,386
To$2,330
โ†‘ $944
Maryland Heights, MOZIP-level data

1BR range: $1,090โ€“$1,090/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,231
Monthly in Maryland Heights, MO
$8,068
Monthly in Phoenix, AZ
$1,837
Difference

Home Values

Maryland Heights
Phoenix
$249K
Median Value
$414K
โ†‘ +2.1%
YoY Change
โ†“ -3.1%
โ†‘ +30.6%
5-Year Change
โ†‘ +30.2%
$249K
Price Range
$274K - $957K

Homes in Phoenix are 66% more expensive than Maryland Heights

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.7K
Per year
Monthly Difference
$225
More take-home
Effective Rate Diff
1.8%
Rate difference

Maryland Heights, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Maryland Heights, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Maryland Heights
Phoenix
54 Moderate
Air Quality
77 Moderate
38%
Good Air Days
9%
99 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
39 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
39 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Missouri and Arizona on TaxTakeHome.com

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