Mason City, IA vs East Moline, IL: Cost of Living

Which city costs less?

East Moline, IL has a modeled overall cost index 8.2% higher than Mason City, IA.

Mason City, IA · modeled 2BR rent
$970 / month
East Moline, IL · modeled 2BR rent
$1,030 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Mason City, IA and East Moline, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $644/month in East Moline, IL

$150,000 in your current city has a modeled equivalent of $157,725 in East Moline, IL

Regional cost estimates: Mason City, IA uses Des Moines, IA. East Moline, IL uses Madison, WI. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 8.2%
More expensive
Monthly Impact
$644
Extra cost
Annual Impact
$7.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Mason City, IA

Population:27K
Cost Index:
82.8
100 = national average
Typical Home:$150K

East Moline, IL

Population:21K
Cost Index:
89.6
100 = national average
Typical Home:$142K

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Mason City, IA

The Hawkeye State

27K
Population
State Tax
Yes

Located in Iowa, this city has a population of 27K residents.

East Moline, IL

The Prairie State

21K
Population
State Tax
Yes

Located in Illinois, this city has a population of 21K residents.

Cost Breakdown by Category

Estimated monthly spending: Mason City, IA vs East Moline, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 22.9%
Mason City, IA
$2,043
East Moline, IL
$2,510
Difference
$467
more
Transportation
↑ 5.0%
Mason City, IA
$1,357
East Moline, IL
$1,424
Difference
$67.27
more
Other
↑ 3.4%
Mason City, IA
$1,755
East Moline, IL
$1,813
Difference
$58.84
more
All Utilities
↑ 4.1%
Mason City, IA
$535
East Moline, IL
$557
Difference
$22.11
more
Groceries
↑ 1.6%
Mason City, IA
$1,035
East Moline, IL
$1,051
Difference
$16.42
more
Healthcare
↑ 1.5%
Mason City, IA
$776
East Moline, IL
$788
Difference
$12.01
more

🏠Rent Comparison

Studio
From$760
To$740
↓ $20.00
1 Bed
From$770
To$840
↑ $70.00
2 Bed
From$970
To$1,030
↑ $60.00
3 Bed
From$1,250
To$1,350
↑ $100
Mason City, IAZIP-level data

1BR range: $770–$770/mo

East Moline, ILZIP-level data

1BR range: $840–$840/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Mason City, IA
$8,144
Monthly in East Moline, IL
$644
Difference

Home Values

Mason City
East Moline
$150K
Median Value
$142K
↑ +3.2%
YoY Change
↑ +6.9%
↑ +34.3%
5-Year Change
↑ +26.1%

Homes in East Moline are 5% less expensive than Mason City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $3.3K
Per year
Monthly Difference
$273
More take-home
Effective Rate Diff
2.2%
Rate difference

Mason City, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

East Moline, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Mason City, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

East Moline, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mason City
East Moline
45 Good
Air Quality
42 Good
67.5%
Good Air Days
72.1%
92 Moderate
Climate Risk
94 Moderate
🌡☀🌪
Top Hazards
🌊🌪💨
▲+3.4°F
2050 Outlook
▲+3.4°F
25 days
Heat Days >95°F
10 days
▲+3.4°F
2050 Outlook
▲+3.4°F
25 days
Heat Days >95°F
10 days

Before moving from Mason City, IA to East Moline, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in East Moline, IL for the same bedroom count and included utilities as your home in Mason City, IA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Mason City to East Moline moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to East Moline, IL by cost, housing, population and region.

Frequently Asked Questions: Mason City, IA vs East Moline, IL

How do the cost estimates for Mason City, IA and East Moline, IL compare?

East Moline, IL has a modeled overall cost index 8.2% higher than Mason City, IA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Mason City, IA, the model estimates $157,725 in East Moline, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Mason City, IA and East Moline, IL?

The modeled two-bedroom rents are $970/month in Mason City, IA and $1,030/month in East Moline, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Iowa and Illinois on TaxTakeHome.com

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