Matamoras, PA vs New Oxford, PA: Cost of Living

Which city costs less?

New Oxford, PA has a modeled overall cost index 2.7% lower than Matamoras, PA.

Matamoras, PA · modeled 2BR rent: $1,500 / month
New Oxford, PA · modeled 2BR rent: $1,520 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

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Cost of Living Comparison 2026

Compare Matamoras, PA and New Oxford, PA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Matamoras, PA

Numbers update automatically as you type

Estimated extra cost: $61.31/month in New Oxford, PA

$150,000 in your current city has a modeled equivalent of $150,736 in New Oxford, PA

Regional cost estimates: Matamoras, PA uses Newark, NJ. New Oxford, PA uses Baltimore, MD. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 2.7%

Less expensive

Monthly Impact

$61.31

Extra cost

Annual Impact

$736

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Matamoras, PA

Population:2K

Cost Index:

94.0

100 = national average

Typical Home:$293K

New Oxford, PA

Population:2K

Cost Index:

91.4

100 = national average

Typical Home:$289K

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Matamoras, PA

The Keystone State

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 2K residents.

New Oxford, PA

The Keystone State

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Matamoras, PA vs New Oxford, PA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Matamoras, PA	New Oxford, PA	Difference	Change
Housing	$1,858/mo	$2,540/mo	↑ $682more	36.7%
Other	$1,850/mo	$1,546/mo	↓ $304less	16.4%
Transportation	$1,460/mo	$1,249/mo	↓ $211less	14.4%
Healthcare	$673/mo	$574/mo	↓ $99.60less	14.8%
Groceries	$1,076/mo	$1,062/mo	↓ $14.49less	1.3%
All Utilities	$583/mo	$591/mo	↑ $8.08more	1.4%

Housing

↑ 36.7%

Matamoras, PA

$1,858

New Oxford, PA

$2,540

Difference

$682

Other

↓ 16.4%

Matamoras, PA

$1,850

New Oxford, PA

$1,546

Difference

$304

less

Transportation

↓ 14.4%

Matamoras, PA

$1,460

New Oxford, PA

$1,249

Difference

$211

less

Healthcare

↓ 14.8%

Matamoras, PA

$673

New Oxford, PA

$574

Difference

$99.60

less

Groceries

↓ 1.3%

Matamoras, PA

$1,076

New Oxford, PA

$1,062

Difference

$14.49

less

All Utilities

↑ 1.4%

Matamoras, PA

$583

New Oxford, PA

$591

Difference

$8.08

🏠Rent Comparison

Studio

From$1,150

To$1,110

↓ $40.00

1 Bed

From$1,160

To$1,220

↑ $60.00

2 Bed

From$1,500

To$1,520

↑ $20.00

3 Bed

From$1,940

To$2,030

↑ $90.00

Matamoras, PAZIP-level data

1BR range: $1,160–$1,160/mo

New Oxford, PAZIP-level data

1BR range: $1,220–$1,220/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Matamoras, PA

$7,561

Monthly in New Oxford, PA

$61.31

Difference

Home Values

Matamoras

New Oxford

$293K

Median Value

$289K

↑ +4.7%

YoY Change

↑ +5.5%

↑ +46.9%

5-Year Change

↑ +35.2%

Homes in New Oxford are 1% less expensive than Matamoras

Calculate payment - Matamoras Calculate payment - New Oxford

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Matamoras, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

New Oxford, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Matamoras, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

New Oxford, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Matamoras

New Oxford

N/A

Air Quality

45 Good

Good Air Days

65.6%

98 High

Climate Risk

95 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+2.9°F

2050 Outlook

▲+3.0°F

15 days

Heat Days >95°F

30 days

▲+2.9°F

2050 Outlook

▲+3.0°F

15 days

Heat Days >95°F

30 days

Before moving from Matamoras, PA to New Oxford, PA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in New Oxford, PA for the same bedroom count and included utilities as your home in Matamoras, PA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Matamoras to New Oxford moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to New Oxford, PA by cost, housing, population and region.

Frequently Asked Questions: Matamoras, PA vs New Oxford, PA

How do the cost estimates for Matamoras, PA and New Oxford, PA compare?

New Oxford, PA has a modeled overall cost index 2.7% lower than Matamoras, PA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Matamoras, PA, the model estimates $150,736 in New Oxford, PA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Matamoras, PA and New Oxford, PA?

The modeled two-bedroom rents are $1,500/month in Matamoras, PA and $1,520/month in New Oxford, PA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.