Is Denver, CO cheaper than Matthews, NC?

Based on cost of living data, Denver, CO is 22.3% more expensive than Matthews, NC. This translates to spending an extra $1671 per month.

What salary do I need in Denver, CO to live like I do in Matthews, NC?

If you earn $150,000 in Matthews, NC, you'd need approximately $170,047.822 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Matthews, NC and Denver, CO?

Housing in Denver, CO is 57.6% more expensive than in Matthews, NC. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,064/month in Matthews, NC.

How much can I save per month by moving from Matthews, NC to Denver, CO?

Living in Denver, CO costs approximately $1671 more per month than Matthews, NC, or $20048 more per year, based on a $150,000 salary.

Matthews, NC vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Matthews, NC — COL adjusted from Charlotte, NC area + state data

Current salary in Matthews, NC

Numbers update automatically as you type

You'd spend $1.7K/month more in Denver, CO

$150.0K in your current city equals $170.0K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Charlotte-Concord-Gastonia, NC-SC area

Overall Cost

↑ 22.3%

More expensive

Monthly Impact

$1,671

Extra cost

Annual Impact

$20.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Matthews, NC

Population:31K

Cost Index:100

Median Home:$399K

Denver, CO

Population:716K

Cost Index:122

Median Home:$513K

Matthews, NC

The Tar Heel State

31K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 31K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Matthews, NC vs Denver, CO

Category	Matthews, NC	Denver, CO	Difference	Change
🏠Housing	$2,061/mo	$3,248/mo	↑ $1,188more	57.6%
🚗Transportation	$1,115/mo	$1,462/mo	↑ $347more	31.1%
📦Other	$1,584/mo	$1,774/mo	↑ $191more	12.1%
🛒Groceries	$953/mo	$1,029/mo	↑ $76.54more	8.0%
⚡All Utilities	$500/mo	$519/mo	↑ $19.19more	3.8%
🏥Healthcare	$615/mo	$632/mo	↑ $17.40more	2.8%

🏠Housing

↑ 57.6%

Matthews, NC

$2,061

Denver, CO

$3,248

Difference

$1,188

🚗Transportation

↑ 31.1%

Matthews, NC

$1,115

Denver, CO

$1,462

Difference

$347

📦Other

↑ 12.1%

Matthews, NC

$1,584

Denver, CO

$1,774

Difference

$191

🛒Groceries

↑ 8.0%

Matthews, NC

$953

Denver, CO

$1,029

Difference

$76.54

⚡All Utilities

↑ 3.8%

Matthews, NC

$500

Denver, CO

$519

Difference

$19.19

🏥Healthcare

↑ 2.8%

Matthews, NC

$615

Denver, CO

$632

Difference

$17.40

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Matthews, NC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$749

To$1,720

↑ $971

1 Bed

From$867

To$1,840

↑ $973

2 Bed

From$1,064

To$2,190

↑ $1,126

3 Bed

From$1,419

To$2,870

↑ $1,451

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,826

Monthly in Matthews, NC

$8,665

Monthly in Denver, CO

$1,839

Difference

Home Values

Matthews

Denver

Median Value

$513K

YoY Change

↓ -4.2%

5-Year Change

↑ +13%

Price Range

$352K - $933K

Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $525

Per year

Monthly Difference

$43.75

More take-home

Effective Rate Diff

0.4%

Rate difference

Matthews, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Matthews, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Matthews

Denver

51 Moderate

Air Quality

55 Moderate

46.2%

Good Air Days

35.2%

97 High

Climate Risk

95 High

🌊🌪💨

Top Hazards

🌊🌪💨

▲+2.9°F

2050 Outlook

▲+3.3°F

36 days

Heat Days >95°F

28 days

▲+2.9°F

2050 Outlook

▲+3.3°F

36 days

Heat Days >95°F

28 days

💰 See how taxes change too — compare take-home pay between North Carolina and Colorado on TaxTakeHome.com

Where your money goes further

Cities cheaper than Matthews, NC on a $150.0K salary

Similar cost to Denver, CO

Other cities in a similar price range

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Want to compare different cities?

New Comparison

You'd spend $1.7K/month more in Denver, CO

Matthews, NC

Denver, CO

Matthews, NC

Denver, CO

Notable Facts

Major Industries

Cost Breakdown by Category

🏛️ Local Income Taxes

🏠Rent Comparison

📍 Rent by ZIP Code23 ZIPs

Home Values

🏠 Home Values by ZIP22 ZIPs

Tax Comparison

Matthews, NC

Denver, CO

Additional Tax Information

Matthews, NC Tax Rates

Denver, CO Tax Rates

Environment

Where your money goes further

Similar cost to Denver, CO