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Cost of Living Comparison 2026

📍 Matthews, NC — COL adjusted from Charlotte, NC area + state data

$

Numbers update automatically as you type

You'd spend $86.63/month more in San Antonio, TX

$150.0K in your current city equals $151.0K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Charlotte-Concord-Gastonia, NC-SC area
Overall Cost
↑ 1.2%
More expensive
Monthly Impact
$86.63
Extra cost
Annual Impact
$1.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Matthews, NC

Population:31K
Cost Index:100
Median Home:$399K

San Antonio, TX

Population:1547K
Cost Index:101
Median Home:$215K

Matthews, NC

The Tar Heel State

31K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 31K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Matthews, NC vs San Antonio, TX

🚗Transportation
↑ 15.4%
Matthews, NC
$1,115
San Antonio, TX
$1,287
Difference
$172
more
🏥Healthcare
↓ 14.3%
Matthews, NC
$615
San Antonio, TX
$527
Difference
$87.93
less
📦Other
↑ 4.0%
Matthews, NC
$1,584
San Antonio, TX
$1,647
Difference
$63.65
more
🛒Groceries
↓ 4.1%
Matthews, NC
$953
San Antonio, TX
$913
Difference
$39.37
less
🏠Housing
↑ 1.9%
Matthews, NC
$2,061
San Antonio, TX
$2,100
Difference
$39.10
more
⚡All Utilities
↓ 0.9%
Matthews, NC
$500
San Antonio, TX
$496
Difference
$4.31
less

🏠Rent Comparison

Studio
From$749
To$1,110
↑ $361
1 Bed
From$867
To$1,210
↑ $343
2 Bed
From$1,064
To$1,470
↑ $406
3 Bed
From$1,419
To$1,890
↑ $471
San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,826
Monthly in Matthews, NC
$6,969
Monthly in San Antonio, TX
$143
Difference

Home Values

Matthews
San Antonio
-
Median Value
$215K
-
YoY Change
↓ -2.9%
-
5-Year Change
↑ +16.7%
-
Price Range
$107K - $905K
Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.1K
Per year
Monthly Difference
$594
More take-home
Effective Rate Diff
4.7%
Rate difference

Matthews, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Matthews, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Matthews
San Antonio
51 Moderate
Air Quality
52 Moderate
46.2%
Good Air Days
47.5%
97 High
Climate Risk
99 High
🌊🌪💨
Top Hazards
🌊🌡🌪
▲+2.9°F
2050 Outlook
▲+2.6°F
36 days
Heat Days >95°F
105 days
▲+2.9°F
2050 Outlook
▲+2.6°F
36 days
Heat Days >95°F
105 days

💰 See how taxes change too — compare take-home pay between North Carolina and Texas on TaxTakeHome.com

Where your money goes further

Cities cheaper than Matthews, NC on a $150.0K salary

1.Indianapolis, IN
Save $247/mo
2.St. Louis, MO
Save $247/mo
3.Pittsburgh, PA
Save $80.11/mo

Similar cost to San Antonio, TX

Other cities in a similar price range

Austin, TXNashville, TNRaleigh, NC

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