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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $99.01/month moving to Pasadena, TX

$150.0K in your current city equals $148.8K in Pasadena, TX

Rent data from HUD ZIP-level estimates ยท COL index from McAllen-Edinburg-Mission, TX area
Overall Cost
โ†“ 1.3%
Less expensive
Monthly Impact
$99.01
Savings
Annual Impact
$1.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

McAllen, TX

Population:147K
Cost Index:
100
100 = national average
Median Home:$191K

Pasadena, TX

Population:147K
Cost Index:
99
(1% below avg)
Median Home:$203K

McAllen, TX

The Lone Star State

147K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 147K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Pasadena, TX

The Lone Star State

147K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 147K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: McAllen, TX vs Pasadena, TX

Other
โ†“ 5.9%
McAllen, TX
$1,767
Pasadena, TX
$1,662
Difference
$105
less
Transportation
โ†“ 6.5%
McAllen, TX
$1,457
Pasadena, TX
$1,363
Difference
$94.86
less
Groceries
โ†“ 8.8%
McAllen, TX
$969
Pasadena, TX
$884
Difference
$85.15
less
Housing
โ†“ 3.3%
McAllen, TX
$1,917
Pasadena, TX
$1,854
Difference
$63.63
less
All Utilities
โ†‘ 2.2%
McAllen, TX
$524
Pasadena, TX
$536
Difference
$11.71
more
Healthcare
โ†‘ 1.9%
McAllen, TX
$535
Pasadena, TX
$545
Difference
$10.21
more

๐Ÿ Rent Comparison

Studio
From$1,112
To$895
โ†“ $217
1 Bed
From$1,124
To$927
โ†“ $197
2 Bed
From$1,408
To$1,103
โ†“ $305
3 Bed
From$1,827
To$1,482
โ†“ $345
McAllen, TXZIP-level data

1BR range: $930โ€“$1,050/mo

Pasadena, TXZIP-level data

1BR range: $1,060โ€“$1,650/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,169
Monthly in McAllen, TX
$6,843
Monthly in Pasadena, TX
$327
Difference

Home Values

McAllen
Pasadena
$191K
Median Value
$203K
โ†“ -2.1%
YoY Change
โ†“ -4.9%
โ†‘ +37.3%
5-Year Change
โ†‘ +21.9%
$178K - $260K
Price Range
$159K - $307K

Homes in Pasadena are 6% more expensive than McAllen

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

McAllen, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Pasadena, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

McAllen, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Pasadena, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

McAllen
Pasadena
45 Good
Air Quality
61 Moderate
57.7%
Good Air Days
13.7%
89 Moderate
Climate Risk
100 Very High
๐ŸŒก
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
151 days
Heat Days >95ยฐF
64 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
151 days
Heat Days >95ยฐF
64 days

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