Is Kansas City, MO cheaper than McKinney, TX?

Based on cost of living data, Kansas City, MO is 15.1% cheaper than McKinney, TX. This translates to saving $1132 per month.

What salary do I need in Kansas City, MO to live like I do in McKinney, TX?

If you earn $150,000 in McKinney, TX, you'd need approximately $136,415.094 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between McKinney, TX and Kansas City, MO?

Housing in Kansas City, MO is 20.6% cheaper than in McKinney, TX. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,600/month in McKinney, TX.

How much can I save per month by moving from McKinney, TX to Kansas City, MO?

Moving from McKinney, TX to Kansas City, MO could save you approximately $1132 per month, or $13585 per year, based on a $150,000 salary.

McKinney, TX vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 McKinney, TX — COL adjusted from Plano, TX area + state data

Current salary in McKinney, TX

Numbers update automatically as you type

You'd save $1.1K/month moving to Kansas City, MO

$150.0K in your current city equals $136.4K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 15.1%

Less expensive

Monthly Impact

$1,132

Savings

Annual Impact

$13.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

McKinney, TX

Population:214K

Cost Index:100

Median Home:$496K

Kansas City, MO

Population:508K

Cost Index:85

Median Home:$257K

McKinney, TX

The Lone Star State

214K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 214K residents.

💡 Advantage: Texas has no state income tax!

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: McKinney, TX vs Kansas City, MO

Category	McKinney, TX	Kansas City, MO	Difference	Change
🏠Housing	$2,651/mo	$2,105/mo	↓ $546less	20.6%
📦Other	$1,925/mo	$1,607/mo	↓ $318less	16.5%
🚗Transportation	$1,298/mo	$1,216/mo	↓ $81.96less	6.3%
🛒Groceries	$979/mo	$949/mo	↓ $29.98less	3.1%
⚡All Utilities	$563/mo	$535/mo	↓ $27.32less	4.9%
🏥Healthcare	$632/mo	$607/mo	↓ $24.78less	3.9%

🏠Housing

↓ 20.6%

McKinney, TX

$2,651

Kansas City, MO

$2,105

Difference

$546

less

📦Other

↓ 16.5%

McKinney, TX

$1,925

Kansas City, MO

$1,607

Difference

$318

less

🚗Transportation

↓ 6.3%

McKinney, TX

$1,298

Kansas City, MO

$1,216

Difference

$81.96

less

🛒Groceries

↓ 3.1%

McKinney, TX

$979

Kansas City, MO

$949

Difference

$29.98

less

⚡All Utilities

↓ 4.9%

McKinney, TX

$563

Kansas City, MO

$535

Difference

$27.32

less

🏥Healthcare

↓ 3.9%

McKinney, TX

$632

Kansas City, MO

$607

Difference

$24.78

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

McKinney, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,100

To$1,180

↑ $80.00

1 Bed

From$1,300

To$1,280

↓ $20.00

2 Bed

From$1,600

To$1,460

↓ $140

3 Bed

From$2,200

To$1,900

↓ $300

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,048

Monthly in McKinney, TX

$7,020

Monthly in Kansas City, MO

$1,028

Difference

Home Values

McKinney

Kansas City

Median Value

$257K

YoY Change

↑ +0.6%

5-Year Change

↑ +32.2%

Price Range

$80K - $587K

Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

McKinney, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

McKinney, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.