Medford Lakes, NJ vs Lewes, DE: Cost of Living

Which city costs less?

Lewes, DE has a modeled overall cost index 5.7% lower than Medford Lakes, NJ.

Medford Lakes, NJ · modeled 2BR rent
$1,950 / month
Lewes, DE · modeled 2BR rent
$1,850 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Medford Lakes, NJ and Lewes, DE using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $363/month in Lewes, DE

$150,000 in your current city has a modeled equivalent of $145,648 in Lewes, DE

Regional cost estimates: Medford Lakes, NJ uses Philadelphia, PA. Lewes, DE uses Philadelphia, PA. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 5.7%
Less expensive
Monthly Impact
$363
Savings
Annual Impact
$4.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Medford Lakes, NJ

Population:4K
Cost Index:
88.2
100 = national average
Typical Home:$595K

Lewes, DE

Population:4K
Cost Index:
83.1
100 = national average
Typical Home:$579K

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Medford Lakes, NJ

The Garden State

4K
Population
State Tax
Yes

Located in New Jersey, this city has a population of 4K residents.

Lewes, DE

The First State

4K
Population
State Tax
Yes

Located in Delaware, this city has a population of 4K residents.

Cost Breakdown by Category

Estimated monthly spending: Medford Lakes, NJ vs Lewes, DE

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 5.7%
Medford Lakes, NJ
$2,012
Lewes, DE
$1,897
Difference
$115
less
Other
↓ 5.7%
Medford Lakes, NJ
$1,715
Lewes, DE
$1,617
Difference
$98.45
less
Transportation
↓ 5.7%
Medford Lakes, NJ
$1,373
Lewes, DE
$1,294
Difference
$78.82
less
Groceries
↓ 2.9%
Medford Lakes, NJ
$1,143
Lewes, DE
$1,110
Difference
$33.29
less
Healthcare
↓ 2.9%
Medford Lakes, NJ
$629
Lewes, DE
$610
Difference
$18.31
less
All Utilities
↓ 2.9%
Medford Lakes, NJ
$628
Lewes, DE
$610
Difference
$18.29
less

🏠Rent Comparison

Studio
From$1,500
To$1,400
↓ $100
1 Bed
From$1,640
To$1,410
↓ $230
2 Bed
From$1,950
To$1,850
↓ $100
3 Bed
From$2,340
To$2,320
↓ $20.00
Medford Lakes, NJZIP-level data

1BR range: $1,640–$1,640/mo

Lewes, DEZIP-level data

1BR range: $1,410–$1,410/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Medford Lakes, NJ
$7,137
Monthly in Lewes, DE
$363
Difference

Home Values

Medford Lakes
Lewes
$595K
Median Value
$579K
↑ +4.3%
YoY Change
↓ -0.9%
↑ +52.2%
5-Year Change
↑ +27.3%

Homes in Lewes are 3% less expensive than Medford Lakes

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $1.5K
More taxes
Monthly Difference
$121
Less take-home
Effective Rate Diff
1.0%
Rate difference

Medford Lakes, NJ

Federal Income Tax
Effective: 18.9%
$25.5K
New Jersey State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,796/month
$105.6K

Lewes, DE

Federal Income Tax
Effective: 18.9%
$25.5K
Delaware State Tax
Effective: 5.9%
$8.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,675/month
$104.1K

Additional Tax Information

Medford Lakes, NJ Tax Rates

Sales Tax:6.6%
Property Tax:2.5%

Lewes, DE Tax Rates

Sales Tax:0.0%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Medford Lakes
Lewes
52 Moderate
Air Quality
52 Moderate
47.3%
Good Air Days
47.3%
100 Very High
Climate Risk
100 Very High
🌊🌅🌀
Top Hazards
🌊🌅🌀
▲+2.9°F
2050 Outlook
▲+2.9°F
22 days
Heat Days >95°F
22 days
▲+2.9°F
2050 Outlook
▲+2.9°F
22 days
Heat Days >95°F
22 days

Before moving from Medford Lakes, NJ to Lewes, DE

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Lewes, DE for the same bedroom count and included utilities as your home in Medford Lakes, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Medford Lakes to Lewes moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lewes, DE by cost, housing, population and region.

Frequently Asked Questions: Medford Lakes, NJ vs Lewes, DE

How do the cost estimates for Medford Lakes, NJ and Lewes, DE compare?

Lewes, DE has a modeled overall cost index 5.7% lower than Medford Lakes, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Medford Lakes, NJ, the model estimates $145,648 in Lewes, DE. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Medford Lakes, NJ and Lewes, DE?

The modeled two-bedroom rents are $1,950/month in Medford Lakes, NJ and $1,850/month in Lewes, DE. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New Jersey and Delaware on TaxTakeHome.com

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