Medford, MN vs Somerset, OH: Cost of Living

Which city costs less?

Somerset, OH has a modeled overall cost index 14.0% lower than Medford, MN.

Medford, MN · modeled 2BR rent
$1,170 / month
Somerset, OH · modeled 2BR rent
$1,090 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Medford, MN and Somerset, OH using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $957/month in Somerset, OH

$150,000 in your current city has a modeled equivalent of $138,522 in Somerset, OH

Regional cost estimates: Medford, MN uses Saint Paul, MN. Somerset, OH uses Columbus, OH. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 14.0%
Less expensive
Monthly Impact
$957
Savings
Annual Impact
$11.5K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Medford, MN

Population:1K
Cost Index:
90.1
100 = national average
Typical Home:$299K

Somerset, OH

Population:1K
Cost Index:
77.5
100 = national average
Typical Home:$291K

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Medford, MN

The North Star State

1K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 1K residents.

Somerset, OH

The Buckeye State

1K
Population
State Tax
Yes

Located in Ohio, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Medford, MN vs Somerset, OH

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 23.8%
Medford, MN
$2,277
Somerset, OH
$1,734
Difference
$543
less
Other
↓ 9.5%
Medford, MN
$1,614
Somerset, OH
$1,461
Difference
$153
less
Healthcare
↓ 19.6%
Medford, MN
$764
Somerset, OH
$614
Difference
$149
less
Groceries
↓ 5.7%
Medford, MN
$1,040
Somerset, OH
$981
Difference
$59.22
less
All Utilities
↓ 8.5%
Medford, MN
$514
Somerset, OH
$470
Difference
$43.52
less
Transportation
↓ 0.7%
Medford, MN
$1,292
Somerset, OH
$1,282
Difference
$9.22
less

🏠Rent Comparison

Studio
From$810
To$880
↑ $70.00
1 Bed
From$890
To$890
→ $0
2 Bed
From$1,170
To$1,090
↓ $80.00
3 Bed
From$1,590
To$1,350
↓ $240
Medford, MNZIP-level data

1BR range: $890–$890/mo

Somerset, OHZIP-level data

1BR range: $890–$890/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Medford, MN
$6,543
Monthly in Somerset, OH
$957
Difference

Home Values

Medford
Somerset
$299K
Median Value
$291K
↑ +2.5%
YoY Change
↑ +0.2%
↑ +37.7%
5-Year Change
↑ +50.5%

Homes in Somerset are 3% less expensive than Medford

Calculate payment - MedfordCalculate payment - Somerset

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $6.0K
Per year
Monthly Difference
$500
More take-home
Effective Rate Diff
4.0%
Rate difference

Medford, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Somerset, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Additional Tax Information

Medford, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

Somerset, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Medford
Somerset
36 Good
Air Quality
53 Moderate
72.4%
Good Air Days
41.3%
95 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.7°F
2050 Outlook
▲+3.1°F
14 days
Heat Days >95°F
18 days
▲+3.7°F
2050 Outlook
▲+3.1°F
14 days
Heat Days >95°F
18 days

Before moving from Medford, MN to Somerset, OH

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Somerset, OH for the same bedroom count and included utilities as your home in Medford, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Medford to Somerset moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Somerset, OH by cost, housing, population and region.

Frequently Asked Questions: Medford, MN vs Somerset, OH

How do the cost estimates for Medford, MN and Somerset, OH compare?

Somerset, OH has a modeled overall cost index 14.0% lower than Medford, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Medford, MN, the model estimates $138,522 in Somerset, OH. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Medford, MN and Somerset, OH?

The modeled two-bedroom rents are $1,170/month in Medford, MN and $1,090/month in Somerset, OH. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Ohio on TaxTakeHome.com

Where your money goes further

Cities cheaper than Medford, MN on a $150.0K salary

1.St. Louis, MO
Save $186/mo
2.Indianapolis, IN
Save $156/mo

Similar cost to Somerset, OH

Other cities in a similar price range

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