Is Austin, TX cheaper than Medford, OR?

Based on cost of living data, Austin, TX is 9.5% more expensive than Medford, OR. This translates to spending an extra $716 per month.

What salary do I need in Austin, TX to live like I do in Medford, OR?

If you earn $150,000 in Medford, OR, you'd need approximately $158,587.159 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Medford, OR and Austin, TX?

Housing in Austin, TX is 5.8% cheaper than in Medford, OR. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $965/month in Medford, OR.

How much can I save per month by moving from Medford, OR to Austin, TX?

Living in Austin, TX costs approximately $716 more per month than Medford, OR, or $8587 more per year, based on a $150,000 salary.

Medford, OR vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Medford, OR — ZIP-level rent data · COL adjusted from Portland, OR area

Current salary in Medford, OR

Numbers update automatically as you type

You'd spend $716/month more in Austin, TX

$150.0K in your current city equals $158.6K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 9.5%

More expensive

Monthly Impact

$716

Extra cost

Annual Impact

$8.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Medford, OR

Population:85K

Cost Index:100

Median Home:$434K

Austin, TX

Population:979K

Cost Index:110

Median Home:$558K

Medford, OR

The Beaver State

85K

Population

State Tax

Yes

Located in Oregon, this city has a population of 85K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Medford, OR vs Austin, TX

Category	Medford, OR	Austin, TX	Difference	Change
📦Other	$1,392/mo	$1,741/mo	↑ $349more	25.0%
🏠Housing	$3,062/mo	$2,885/mo	↓ $177less	5.8%
⚡All Utilities	$404/mo	$541/mo	↑ $137more	33.8%
🛒Groceries	$909/mo	$959/mo	↑ $49.96more	5.5%
🚗Transportation	$1,245/mo	$1,284/mo	↑ $39.13more	3.1%
🏥Healthcare	$564/mo	$589/mo	↑ $24.78more	4.4%

📦Other

↑ 25.0%

Medford, OR

$1,392

Austin, TX

$1,741

Difference

$349

🏠Housing

↓ 5.8%

Medford, OR

$3,062

Austin, TX

$2,885

Difference

$177

less

⚡All Utilities

↑ 33.8%

Medford, OR

$404

Austin, TX

$541

Difference

$137

🛒Groceries

↑ 5.5%

Medford, OR

$909

Austin, TX

$959

Difference

$49.96

🚗Transportation

↑ 3.1%

Medford, OR

$1,245

Austin, TX

$1,284

Difference

$39.13

🏥Healthcare

↑ 4.4%

Medford, OR

$564

Austin, TX

$589

Difference

$24.78

🏠Rent Comparison

Studio

From$664

To$1,585

↑ $921

1 Bed

From$775

To$1,685

↑ $910

2 Bed

From$965

To$1,995

↑ $1,030

3 Bed

From$1,340

To$2,525

↑ $1,185

Medford, ORZIP-level data

1BR range: $1,260–$1,260/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,577

Monthly in Medford, OR

$7,998

Monthly in Austin, TX

$422

Difference

Home Values

Medford

Austin

$434K

Median Value

$558K

↑ +0.2%

YoY Change

↓ -5%

↑ +21.1%

5-Year Change

↑ +12.6%

$434K

Price Range

$272K - $1.26M

Homes in Austin are 29% more expensive than Medford

Calculate payment - Medford Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

Medford, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Medford, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.