Melvindale, MI vs Lake Station, IN: Cost of Living

Which city costs less?

Lake Station, IN has a modeled overall cost index 18.4% higher than Melvindale, MI.

Melvindale, MI · modeled 2BR rent
$1,400 / month
Lake Station, IN · modeled 2BR rent
$1,350 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Melvindale, MI and Lake Station, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $1,498/month in Lake Station, IN

$150,000 in your current city has a modeled equivalent of $167,973 in Lake Station, IN

Regional cost estimates: Melvindale, MI uses Detroit, MI. Lake Station, IN uses Chicago, IL. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 18.4%
More expensive
Monthly Impact
$1,498
Extra cost
Annual Impact
$18.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Melvindale, MI

Population:12K
Cost Index:
80.5
100 = national average
Typical Home:$135K

Lake Station, IN

Population:13K
Cost Index:
95.3
100 = national average
Typical Home:$145K

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Melvindale, MI

The Great Lakes State

12K
Population
State Tax
Yes

Located in Michigan, this city has a population of 12K residents.

Lake Station, IN

The Hoosier State

13K
Population
State Tax
Yes

Located in Indiana, this city has a population of 13K residents.

Cost Breakdown by Category

Estimated monthly spending: Melvindale, MI vs Lake Station, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 89.6%
Melvindale, MI
$1,545
Lake Station, IN
$2,928
Difference
$1,383
more
Groceries
↑ 6.4%
Melvindale, MI
$1,093
Lake Station, IN
$1,163
Difference
$70.42
more
All Utilities
↓ 8.6%
Melvindale, MI
$642
Lake Station, IN
$587
Difference
$54.93
less
Transportation
↑ 3.1%
Melvindale, MI
$1,729
Lake Station, IN
$1,783
Difference
$53.45
more
Healthcare
↑ 3.6%
Melvindale, MI
$649
Lake Station, IN
$672
Difference
$23.17
more
Other
↑ 1.2%
Melvindale, MI
$1,843
Lake Station, IN
$1,865
Difference
$22.21
more

🏠Rent Comparison

Studio
From$1,000
To$980
↓ $20.00
1 Bed
From$1,110
To$1,110
→ $0
2 Bed
From$1,400
To$1,350
↓ $50.00
3 Bed
From$1,710
To$1,650
↓ $60.00
Melvindale, MIZIP-level data

1BR range: $1,110–$1,110/mo

Lake Station, INZIP-level data

1BR range: $1,110–$1,110/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Melvindale, MI
$8,998
Monthly in Lake Station, IN
$1,498
Difference

Home Values

Melvindale
Lake Station
$135K
Median Value
$145K
↑ +1.6%
YoY Change
↓ -2.1%
↑ +39%
5-Year Change
↑ +49.1%

Homes in Lake Station are 7% more expensive than Melvindale

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.5K
Per year
Monthly Difference
$128
More take-home
Effective Rate Diff
1.0%
Rate difference

Melvindale, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Lake Station, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Melvindale, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Lake Station, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Melvindale
Lake Station
55 Moderate
Air Quality
54 Moderate
32.8%
Good Air Days
35.8%
99 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.1°F
2050 Outlook
▲+3.2°F
10 days
Heat Days >95°F
18 days
▲+3.1°F
2050 Outlook
▲+3.2°F
10 days
Heat Days >95°F
18 days

Before moving from Melvindale, MI to Lake Station, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Lake Station, IN for the same bedroom count and included utilities as your home in Melvindale, MI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Melvindale to Lake Station moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lake Station, IN by cost, housing, population and region.

Frequently Asked Questions: Melvindale, MI vs Lake Station, IN

How do the cost estimates for Melvindale, MI and Lake Station, IN compare?

Lake Station, IN has a modeled overall cost index 18.4% higher than Melvindale, MI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Melvindale, MI, the model estimates $167,973 in Lake Station, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Melvindale, MI and Lake Station, IN?

The modeled two-bedroom rents are $1,400/month in Melvindale, MI and $1,350/month in Lake Station, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Michigan and Indiana on TaxTakeHome.com

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