Cost of Living Comparison 2026
Data: HUD rent estimates, BLS cost of living
You'd spend $5.1K/month more in San Diego, CA
$150.0K in your current city equals $210.7K in San Diego, CA
Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.
Memphis, TN
San Diego, CA
Memphis, TN
The Volunteer State
Located in Tennessee, this city has a population of 633K residents.
💡 Advantage: Tennessee has no state income tax!
San Diego, CA
The Golden State
Notable Facts
- •Year-round perfect weather
- •Major military presence
- •Biotech hub
Major Industries
Cost Breakdown by Category
Annual spending: Memphis, TN vs San Diego, CA
| Category | Memphis, TN | San Diego, CA | Difference | Change |
|---|---|---|---|---|
Housing | $1,845/mo | $5,223/mo | ↑ $3,378more | 183.1% |
Transportation | $1,243/mo | $1,571/mo | ↑ $328more | 26.4% |
Other | $1,674/mo | $1,892/mo | ↑ $218more | 13.0% |
Groceries | $939/mo | $1,079/mo | ↑ $140more | 14.9% |
Healthcare | $527/mo | $638/mo | ↑ $112more | 21.2% |
All Utilities | $530/mo | $634/mo | ↑ $104more | 19.6% |
🏠Rent Comparison
1BR range: $940–$1,730/mo
1BR range: $1,980–$3,690/mo
💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.
Home Values
Homes in San Diego are 660% more expensive than Memphis
Source: Zillow Home Value Index (ZHVI), January 2026
Tax Comparison
Annual tax burden comparison at $150.0K salary
Memphis, TN
San Diego, CA
Additional Tax Information
Memphis, TN Tax Rates
San Diego, CA Tax Rates
💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.
Environment
💰 See how taxes change too — compare take-home pay between Tennessee and California on TaxTakeHome.com
Want to compare different cities?
New Comparison