Cost of Living Comparison 2026
Data: HUD rent estimates, BLS cost of living
You'd spend $1.5K/month more in St. Petersburg, FL
$150.0K in your current city equals $167.8K in St. Petersburg, FL
Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.
Memphis, TN
St. Petersburg, FL
Memphis, TN
The Volunteer State
Located in Tennessee, this city has a population of 633K residents.
💡 Advantage: Tennessee has no state income tax!
St. Petersburg, FL
The Sunshine State
Located in Florida, this city has a population of 264K residents.
💡 Advantage: Florida has no state income tax!
Cost Breakdown by Category
Annual spending: Memphis, TN vs St. Petersburg, FL
| Category | Memphis, TN | St. Petersburg, FL | Difference | Change |
|---|---|---|---|---|
Housing | $1,845/mo | $2,703/mo | ↑ $858more | 46.5% |
Other | $1,674/mo | $1,808/mo | ↑ $134more | 8.0% |
Groceries | $939/mo | $1,019/mo | ↑ $79.94more | 8.5% |
All Utilities | $530/mo | $574/mo | ↑ $43.71more | 8.2% |
Healthcare | $527/mo | $570/mo | ↑ $43.37more | 8.2% |
Transportation | $1,243/mo | $1,284/mo | ↑ $40.98more | 3.3% |
🏠Rent Comparison
1BR range: $940–$1,730/mo
1BR range: $1,420–$2,500/mo
💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.
Home Values
Homes in St. Petersburg are 159% more expensive than Memphis
Source: Zillow Home Value Index (ZHVI), January 2026
Tax Comparison
Annual tax burden comparison at $150.0K salary
Memphis, TN
St. Petersburg, FL
Additional Tax Information
Memphis, TN Tax Rates
St. Petersburg, FL Tax Rates
💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.
Environment
💰 See how taxes change too — compare take-home pay between Tennessee and Florida on TaxTakeHome.com
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