Miami, AZ vs Beverly Hills, TX: Cost of Living

Which city costs less?

Beverly Hills, TX has a modeled overall cost index 9.5% lower than Miami, AZ.

Miami, AZ · modeled 2BR rent
$1,600 / month
Beverly Hills, TX · modeled 2BR rent
$1,530 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Miami, AZ and Beverly Hills, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $728/month in Beverly Hills, TX

$150,000 in your current city has a modeled equivalent of $141,270 in Beverly Hills, TX

Regional cost estimates: Miami, AZ uses Mesa, AZ. Beverly Hills, TX uses Arlington, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 9.5%
Less expensive
Monthly Impact
$728
Savings
Annual Impact
$8.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Miami, AZ

Population:2K
Cost Index:
89.5
100 = national average
Typical Home:$132K

Beverly Hills, TX

Population:2K
Cost Index:
81.0
100 = national average
Typical Home:$133K

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Miami, AZ

The Grand Canyon State

2K
Population
State Tax
Yes

Located in Arizona, this city has a population of 2K residents.

Beverly Hills, TX

The Lone Star State

2K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 2K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Miami, AZ vs Beverly Hills, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 19.8%
Miami, AZ
$2,316
Beverly Hills, TX
$1,858
Difference
$459
less
Transportation
↓ 14.5%
Miami, AZ
$1,418
Beverly Hills, TX
$1,213
Difference
$205
less
Other
↓ 7.6%
Miami, AZ
$1,626
Beverly Hills, TX
$1,502
Difference
$124
less
Healthcare
↑ 6.4%
Miami, AZ
$601
Beverly Hills, TX
$640
Difference
$38.24
more
All Utilities
↑ 2.0%
Miami, AZ
$558
Beverly Hills, TX
$570
Difference
$11.34
more
Groceries
↑ 1.1%
Miami, AZ
$980
Beverly Hills, TX
$991
Difference
$11.02
more

🏠Rent Comparison

Studio
From$1,210
To$1,060
↓ $150
1 Bed
From$1,300
To$1,240
↓ $60.00
2 Bed
From$1,600
To$1,530
↓ $70.00
3 Bed
From$2,070
To$1,980
↓ $90.00
Miami, AZZIP-level data

1BR range: $1,300–$1,300/mo

Beverly Hills, TXZIP-level data

1BR range: $1,240–$1,240/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Miami, AZ
$6,772
Monthly in Beverly Hills, TX
$728
Difference

Home Values

Miami
Beverly Hills
$132K
Median Value
$133K
↓ -14.8%
YoY Change
↓ -6.8%
↓ -2.2%
5-Year Change
↑ +30.6%

Homes in Beverly Hills are 1% more expensive than Miami

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $5.2K
Per year
Monthly Difference
$436
More take-home
Effective Rate Diff
3.5%
Rate difference

Miami, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Beverly Hills, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Miami, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

Beverly Hills, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Miami
Beverly Hills
77 Moderate
Air Quality
54 Moderate
9%
Good Air Days
35.5%
100 Very High
Climate Risk
99 High
🔥🌊🌡
Top Hazards
🌊🌡🌪
▲+2.7°F
2050 Outlook
▲+2.8°F
159 days
Heat Days >95°F
90 days
▲+2.7°F
2050 Outlook
▲+2.8°F
159 days
Heat Days >95°F
90 days

Before moving from Miami, AZ to Beverly Hills, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Beverly Hills, TX for the same bedroom count and included utilities as your home in Miami, AZ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Miami to Beverly Hills moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Beverly Hills, TX by cost, housing, population and region.

Frequently Asked Questions: Miami, AZ vs Beverly Hills, TX

How do the cost estimates for Miami, AZ and Beverly Hills, TX compare?

Beverly Hills, TX has a modeled overall cost index 9.5% lower than Miami, AZ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Miami, AZ, the model estimates $141,270 in Beverly Hills, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Miami, AZ and Beverly Hills, TX?

The modeled two-bedroom rents are $1,600/month in Miami, AZ and $1,530/month in Beverly Hills, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Arizona and Texas on TaxTakeHome.com

Where your money goes further

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