Miami, AZ vs Ore City, TX: Cost of Living

Which city costs less?

Ore City, TX has a modeled overall cost index 12.4% lower than Miami, AZ.

Miami, AZ · modeled 2BR rent: $1,600 / month
Ore City, TX · modeled 2BR rent: $1,270 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Miami, AZ and Ore City, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Miami, AZ

Numbers update automatically as you type

Estimated savings: $918/month in Ore City, TX

$150,000 in your current city has a modeled equivalent of $138,978 in Ore City, TX

Regional cost estimates: Miami, AZ uses Mesa, AZ. Ore City, TX uses Garland, TX. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 12.4%

Less expensive

Monthly Impact

$918

Savings

Annual Impact

$11.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Miami, AZ

Population:2K

Cost Index:

89.5

100 = national average

Typical Home:$132K

Ore City, TX

Population:1K

Cost Index:

78.4

100 = national average

Typical Home:$153K

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Miami, AZ

The Grand Canyon State

Population

State Tax

Yes

Located in Arizona, this city has a population of 2K residents.

Ore City, TX

The Lone Star State

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Miami, AZ vs Ore City, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Miami, AZ	Ore City, TX	Difference	Change
Housing	$2,316/mo	$1,823/mo	↓ $494less	21.3%
Transportation	$1,418/mo	$1,149/mo	↓ $269less	18.9%
Other	$1,626/mo	$1,468/mo	↓ $158less	9.7%
Healthcare	$601/mo	$623/mo	↑ $21.28more	3.5%
Groceries	$980/mo	$965/mo	↓ $15.26less	1.6%
All Utilities	$558/mo	$554/mo	↓ $3.76less	0.7%

Housing

↓ 21.3%

Miami, AZ

$2,316

Ore City, TX

$1,823

Difference

$494

less

Transportation

↓ 18.9%

Miami, AZ

$1,418

Ore City, TX

$1,149

Difference

$269

less

Other

↓ 9.7%

Miami, AZ

$1,626

Ore City, TX

$1,468

Difference

$158

less

Healthcare

↑ 3.5%

Miami, AZ

$601

Ore City, TX

$623

Difference

$21.28

Groceries

↓ 1.6%

Miami, AZ

$980

Ore City, TX

$965

Difference

$15.26

less

All Utilities

↓ 0.7%

Miami, AZ

$558

Ore City, TX

$554

Difference

$3.76

less

🏠Rent Comparison

Studio

From$1,210

To$1,040

↓ $170

1 Bed

From$1,300

To$1,060

↓ $240

2 Bed

From$1,600

To$1,270

↓ $330

3 Bed

From$2,070

To$1,680

↓ $390

Miami, AZZIP-level data

1BR range: $1,300–$1,300/mo

Ore City, TXZIP-level data

1BR range: $1,060–$1,060/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Miami, AZ

$6,582

Monthly in Ore City, TX

$918

Difference

Home Values

Miami

Ore City

$132K

Median Value

$153K

↓ -14.8%

YoY Change

↓ -5.1%

↓ -2.2%

5-Year Change

↑ +13%

Homes in Ore City are 16% more expensive than Miami

Calculate payment - Miami Calculate payment - Ore City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$436

More take-home

Effective Rate Diff

3.5%

Rate difference

Miami, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Ore City, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Miami, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Ore City, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Miami

Ore City

77 Moderate

Air Quality

55 Moderate

Good Air Days

35.2%

100 Very High

Climate Risk

100 Very High

🔥🌊🌡

Top Hazards

🌊🌡🌪

▲+2.7°F

2050 Outlook

▲+2.7°F

159 days

Heat Days >95°F

84 days

▲+2.7°F

2050 Outlook

▲+2.7°F

159 days

Heat Days >95°F

84 days

Before moving from Miami, AZ to Ore City, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Ore City, TX for the same bedroom count and included utilities as your home in Miami, AZ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Miami to Ore City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Ore City, TX by cost, housing, population and region.

Frequently Asked Questions: Miami, AZ vs Ore City, TX

How do the cost estimates for Miami, AZ and Ore City, TX compare?

Ore City, TX has a modeled overall cost index 12.4% lower than Miami, AZ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Miami, AZ, the model estimates $138,978 in Ore City, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Miami, AZ and Ore City, TX?

The modeled two-bedroom rents are $1,600/month in Miami, AZ and $1,270/month in Ore City, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Arizona and Texas on TaxTakeHome.com

Where your money goes further

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