Is Atlanta, GA cheaper than Miami, FL?

Based on cost of living data, Atlanta, GA is 13.8% cheaper than Miami, FL. This translates to saving $1037 per month.

What salary do I need in Atlanta, GA to live like I do in Miami, FL?

If you earn $150,000 in Miami, FL, you'd need approximately $137,560.976 in Atlanta, GA to maintain the same standard of living.

How does housing cost compare between Miami, FL and Atlanta, GA?

Housing in Atlanta, GA is 28.9% cheaper than in Miami, FL. For a two-bedroom apartment, rent is $2,140/month in Atlanta, GA compared to $2,660/month in Miami, FL.

How much can I save per month by moving from Miami, FL to Atlanta, GA?

Moving from Miami, FL to Atlanta, GA could save you approximately $1037 per month, or $12439 per year, based on a $150,000 salary.

MoveNumbers

Miami, FL

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Atlanta, GA

Cost of Living Comparison 2026

Current salary in Miami, FL

Numbers update automatically as you type

You'd save $1.0K/month moving to Atlanta, GA

$150.0K in your current city equals $137.6K in Atlanta, GA

Rent data from HUD ZIP-level estimates · COL index from Miami-Fort Lauderdale-Pompano Beach, FL area

Overall Cost

↓ 13.8%

Less expensive

Monthly Impact

$1,037

Savings

Annual Impact

$12.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Miami, FL

Population:442K

Cost Index:100

Median Home:$510K

Atlanta, GA

Population:499K

Cost Index:86

Median Home:$441K

Miami, FL

The Sunshine State

442K

Population

State Tax

No Income Tax

Climate

Tropical

Notable Facts

•Gateway to Latin America
•Major cruise port
•International business hub

Major Industries

International TradeTourismFinanceReal Estate

Atlanta, GA

The Peach State

499K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major transportation hub
•Capital of the South
•Delta Air Lines headquarters

Major Industries

TransportationTechnologyFilm ProductionFinance

Cost Breakdown by Category

Annual spending: Miami, FL vs Atlanta, GA

Category	Miami, FL	Atlanta, GA	Difference	Change
🏠Housing	$3,690/mo	$2,625/mo	↓ $1,065less	28.9%
📦Other	$2,093/mo	$1,925/mo	↓ $167less	8.0%
🛒Groceries	$1,079/mo	$959/mo	↓ $120less	11.1%
⚡All Utilities	$519/mo	$585/mo	↑ $65.57more	12.6%
🚗Transportation	$1,462/mo	$1,448/mo	↓ $13.66less	0.9%
🏥Healthcare	$589/mo	$589/mo	→ $0	0.0%

🏠Housing

↓ 28.9%

Miami, FL

$3,690

Atlanta, GA

$2,625

Difference

$1,065

less

📦Other

↓ 8.0%

Miami, FL

$2,093

Atlanta, GA

$1,925

Difference

$167

less

🛒Groceries

↓ 11.1%

Miami, FL

$1,079

Atlanta, GA

$959

Difference

$120

less

⚡All Utilities

↑ 12.6%

Miami, FL

$519

Atlanta, GA

$585

Difference

$65.57

🚗Transportation

↓ 0.9%

Miami, FL

$1,462

Atlanta, GA

$1,448

Difference

$13.66

less

🏥Healthcare

→ 0.0%

Miami, FL

$589

Atlanta, GA

$589

Difference

same

🏠Rent Comparison

Studio

From$1,995

To$1,865

↓ $130

1 Bed

From$2,180

To$1,950

↓ $230

2 Bed

From$2,660

To$2,140

↓ $520

3 Bed

From$3,415

To$2,565

↓ $850

Miami, FLZIP-level data

1BR range: $1,550–$2,990/mo

Atlanta, GAZIP-level data

1BR range: $1,110–$2,490/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,431

Monthly in Miami, FL

$8,130

Monthly in Atlanta, GA

$1,301

Difference

Home Values

Miami

Atlanta

$510K

Median Value

$441K

↓ -3.6%

YoY Change

↓ -2.6%

↑ +49.4%

5-Year Change

↑ +17.9%

$278K - $1.53M

Price Range

$202K - $1.46M

Homes in Atlanta are 14% less expensive than Miami

Calculate payment - Miami Calculate payment - Atlanta

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $8.5K

More taxes

Monthly Difference

$704

Less take-home

Effective Rate Diff

5.6%

Rate difference

Miami, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Atlanta, GA

Federal Income Tax

Effective: 18.9%

$25.5K

Georgia State Tax

Effective: 5.6%

$8.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.5K

Take-Home Pay

$8,711/month

$104.5K

Additional Tax Information

Miami, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Atlanta, GA Tax Rates

Sales Tax:7.3%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.