Is Dallas, TX cheaper than Miami, FL?

Based on cost of living data, Dallas, TX is 17.9% cheaper than Miami, FL. This translates to saving $1341 per month.

What salary do I need in Dallas, TX to live like I do in Miami, FL?

If you earn $150,000 in Miami, FL, you'd need approximately $133,902.439 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Miami, FL and Dallas, TX?

Housing in Dallas, TX is 35.2% cheaper than in Miami, FL. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $2,660/month in Miami, FL.

How much can I save per month by moving from Miami, FL to Dallas, TX?

Moving from Miami, FL to Dallas, TX could save you approximately $1341 per month, or $16098 per year, based on a $150,000 salary.

MoveNumbers

Miami, FL

Tap to swap

Dallas, TX

Cost of Living Comparison 2026

Current salary in Miami, FL

Numbers update automatically as you type

You'd save $1.3K/month moving to Dallas, TX

$150.0K in your current city equals $133.9K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from Miami-Fort Lauderdale-Pompano Beach, FL area

Overall Cost

↓ 17.9%

Less expensive

Monthly Impact

$1,341

Savings

Annual Impact

$16.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Miami, FL

Population:442K

Cost Index:100

Median Home:$510K

Dallas, TX

Population:1304K

Cost Index:82

Median Home:$292K

Miami, FL

The Sunshine State

442K

Population

State Tax

No Income Tax

Climate

Tropical

Notable Facts

•Gateway to Latin America
•Major cruise port
•International business hub

Major Industries

International TradeTourismFinanceReal Estate

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Miami, FL vs Dallas, TX

Category	Miami, FL	Dallas, TX	Difference	Change
🏠Housing	$3,690/mo	$2,391/mo	↓ $1,299less	35.2%
📦Other	$2,093/mo	$1,774/mo	↓ $318less	15.2%
🚗Transportation	$1,462/mo	$1,298/mo	↓ $164less	11.2%
🛒Groceries	$1,079/mo	$979/mo	↓ $99.93less	9.3%
⚡All Utilities	$519/mo	$563/mo	↑ $43.71more	8.4%
🏥Healthcare	$589/mo	$632/mo	↑ $43.37more	7.4%

🏠Housing

↓ 35.2%

Miami, FL

$3,690

Dallas, TX

$2,391

Difference

$1,299

less

📦Other

↓ 15.2%

Miami, FL

$2,093

Dallas, TX

$1,774

Difference

$318

less

🚗Transportation

↓ 11.2%

Miami, FL

$1,462

Dallas, TX

$1,298

Difference

$164

less

🛒Groceries

↓ 9.3%

Miami, FL

$1,079

Dallas, TX

$979

Difference

$99.93

less

⚡All Utilities

↑ 8.4%

Miami, FL

$519

Dallas, TX

$563

Difference

$43.71

🏥Healthcare

↑ 7.4%

Miami, FL

$589

Dallas, TX

$632

Difference

$43.37

🏠Rent Comparison

Studio

From$1,995

To$1,450

↓ $545

1 Bed

From$2,180

To$1,505

↓ $675

2 Bed

From$2,660

To$1,765

↓ $895

3 Bed

From$3,415

To$2,220

↓ $1,195

Miami, FLZIP-level data

1BR range: $1,550–$2,990/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,431

Monthly in Miami, FL

$7,637

Monthly in Dallas, TX

$1,794

Difference

Home Values

Miami

Dallas

$510K

Median Value

$292K

↓ -3.6%

YoY Change

↓ -3.1%

↑ +49.4%

5-Year Change

↑ +27.1%

$278K - $1.53M

Price Range

$138K - $2.01M

Homes in Dallas are 43% less expensive than Miami

Calculate payment - Miami Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Miami, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Miami, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.