Miami Shores, FL vs North Palm Beach, FL: Cost of Living

Which city costs less?

North Palm Beach, FL has a modeled overall cost index 11.7% lower than Miami Shores, FL.

Miami Shores, FL · modeled 2BR rent: $2,160 / month
North Palm Beach, FL · modeled 2BR rent: $2,290 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Miami Shores, FL and North Palm Beach, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Miami Shores, FL

Numbers update automatically as you type

Estimated savings: $645/month in North Palm Beach, FL

$150,000 in your current city has a modeled equivalent of $142,256 in North Palm Beach, FL

Regional cost estimates: Miami Shores, FL uses Miami, FL. North Palm Beach, FL uses Hialeah, FL. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 11.7%

Less expensive

Monthly Impact

$645

Savings

Annual Impact

$7.7K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Miami Shores, FL

Population:12K

Cost Index:

113.3

100 = national average

Typical Home:$760K

North Palm Beach, FL

Population:13K

Cost Index:

100.1

100 = national average

Typical Home:$599K

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Miami Shores, FL

The Sunshine State

12K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 12K residents.

💡 Advantage: Florida has no state income tax!

North Palm Beach, FL

The Sunshine State

13K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 13K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Miami Shores, FL vs North Palm Beach, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Miami Shores, FL	North Palm Beach, FL	Difference	Change
Housing	$2,721/mo	$2,324/mo	↓ $397less	14.6%
Other	$1,714/mo	$1,530/mo	↓ $184less	10.7%
Transportation	$1,197/mo	$1,162/mo	↓ $35.75less	3.0%
Groceries	$921/mo	$908/mo	↓ $13.86less	1.5%
Healthcare	$503/mo	$495/mo	↓ $7.56less	1.5%
All Utilities	$443/mo	$437/mo	↓ $6.67less	1.5%

Housing

↓ 14.6%

Miami Shores, FL

$2,721

North Palm Beach, FL

$2,324

Difference

$397

less

Other

↓ 10.7%

Miami Shores, FL

$1,714

North Palm Beach, FL

$1,530

Difference

$184

less

Transportation

↓ 3.0%

Miami Shores, FL

$1,197

North Palm Beach, FL

$1,162

Difference

$35.75

less

Groceries

↓ 1.5%

Miami Shores, FL

$921

North Palm Beach, FL

$908

Difference

$13.86

less

Healthcare

↓ 1.5%

Miami Shores, FL

$503

North Palm Beach, FL

$495

Difference

$7.56

less

All Utilities

↓ 1.5%

Miami Shores, FL

$443

North Palm Beach, FL

$437

Difference

$6.67

less

🏠Rent Comparison

Studio

From$1,620

To$1,820

↑ $200

1 Bed

From$1,770

To$1,930

↑ $160

2 Bed

From$2,160

To$2,290

↑ $130

3 Bed

From$2,770

To$2,970

↑ $200

Miami Shores, FLZIP-level data

1BR range: $1,770–$1,770/mo

North Palm Beach, FLZIP-level data

1BR range: $1,930–$1,930/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Miami Shores, FL

$6,855

Monthly in North Palm Beach, FL

$645

Difference

Home Values

Miami Shores

North Palm Beach

$760K

Median Value

$599K

↓ -2.6%

YoY Change

↓ -6.3%

↑ +59.5%

5-Year Change

↑ +36.4%

Homes in North Palm Beach are 21% less expensive than Miami Shores

Calculate payment - Miami Shores Calculate payment - North Palm Beach

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Miami Shores, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

North Palm Beach, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Miami Shores, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

North Palm Beach, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Miami Shores

North Palm Beach

48 Good

Air Quality

48 Good

59.8%

Good Air Days

59.8%

100 Very High

Climate Risk

100 Very High

🌊🌅🌀

Top Hazards

🌊🌅🌀

▲+2.3°F

2050 Outlook

▲+2.3°F

15 days

Heat Days >95°F

22 days

▲+2.3°F

2050 Outlook

▲+2.3°F

15 days

Heat Days >95°F

22 days

Before moving from Miami Shores, FL to North Palm Beach, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in North Palm Beach, FL for the same bedroom count and included utilities as your home in Miami Shores, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Miami Shores to North Palm Beach moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to North Palm Beach, FL by cost, housing, population and region.

Frequently Asked Questions: Miami Shores, FL vs North Palm Beach, FL

How do the cost estimates for Miami Shores, FL and North Palm Beach, FL compare?

North Palm Beach, FL has a modeled overall cost index 11.7% lower than Miami Shores, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Miami Shores, FL, the model estimates $142,256 in North Palm Beach, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Miami Shores, FL and North Palm Beach, FL?

The modeled two-bedroom rents are $2,160/month in Miami Shores, FL and $2,290/month in North Palm Beach, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.