Is St. Louis, MO cheaper than Middle River, MD?

Based on cost of living data, St. Louis, MO is 12.5% cheaper than Middle River, MD. This translates to saving $935 per month.

What salary do I need in St. Louis, MO to live like I do in Middle River, MD?

If you earn $150,000 in Middle River, MD, you'd need approximately $138,777.764 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Middle River, MD and St. Louis, MO?

Housing in St. Louis, MO is 28.9% cheaper than in Middle River, MD. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,315/month in Middle River, MD.

How much can I save per month by moving from Middle River, MD to St. Louis, MO?

Moving from Middle River, MD to St. Louis, MO could save you approximately $935 per month, or $11222 per year, based on a $150,000 salary.

Middle River, MD vs St. Louis, MO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Middle River, MD — COL adjusted from Baltimore, MD area + state data

Current salary in Middle River, MD

Numbers update automatically as you type

You'd save $935/month moving to St. Louis, MO

$150.0K in your current city equals $138.8K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 12.5%

Less expensive

Monthly Impact

$935

Savings

Annual Impact

$11.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Middle River, MD

Population:33K

Cost Index:100

Median Home:$218K

St. Louis, MO

Population:302K

Cost Index:88

Median Home:$145K

Middle River, MD

The Old Line State

33K

Population

State Tax

Yes

Located in Maryland, this city has a population of 33K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Middle River, MD vs St. Louis, MO

Category	Middle River, MD	St. Louis, MO	Difference	Change
🏠Housing	$2,632/mo	$1,871/mo	↓ $761less	28.9%
🛒Groceries	$1,055/mo	$949/mo	↓ $105less	10.0%
🚗Transportation	$1,294/mo	$1,216/mo	↓ $77.93less	6.0%
⚡All Utilities	$587/mo	$535/mo	↓ $51.83less	8.8%
🏥Healthcare	$570/mo	$527/mo	↓ $43.32less	7.6%
📦Other	$1,601/mo	$1,607/mo	↑ $5.98more	0.4%

🏠Housing

↓ 28.9%

Middle River, MD

$2,632

St. Louis, MO

$1,871

Difference

$761

less

🛒Groceries

↓ 10.0%

Middle River, MD

$1,055

St. Louis, MO

$949

Difference

$105

less

🚗Transportation

↓ 6.0%

Middle River, MD

$1,294

St. Louis, MO

$1,216

Difference

$77.93

less

⚡All Utilities

↓ 8.8%

Middle River, MD

$587

St. Louis, MO

$535

Difference

$51.83

less

🏥Healthcare

↓ 7.6%

Middle River, MD

$570

St. Louis, MO

$527

Difference

$43.32

less

📦Other

↑ 0.4%

Middle River, MD

$1,601

St. Louis, MO

$1,607

Difference

$5.98

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Middle River, MD has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$917

To$910

↓ $7.00

1 Bed

From$1,076

To$950

↓ $126

2 Bed

From$1,315

To$1,160

↓ $155

3 Bed

From$1,753

To$1,490

↓ $263

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,738

Monthly in Middle River, MD

$6,705

Monthly in St. Louis, MO

$1,033

Difference

Home Values

Middle River

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $669

More taxes

Monthly Difference

$55.75

Less take-home

Effective Rate Diff

0.4%

Rate difference

Middle River, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Middle River, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.