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Cost of Living Comparison 2026

๐Ÿ“ Middletown, CT โ€” ZIP-level rent data ยท COL adjusted from New York, NY area

$

Numbers update automatically as you type

You'd spend $766/month more in Austin, TX

$150.0K in your current city equals $159.2K in Austin, TX

Rent data from HUD ZIP-level estimates ยท COL index from Hartford-West Hartford-East Hartford, CT area
Overall Cost
โ†‘ 10.2%
More expensive
Monthly Impact
$766
Extra cost
Annual Impact
$9.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Middletown, CT

Population:48K
Cost Index:100
Median Home:$343K

Austin, TX

Population:979K
Cost Index:110
Median Home:$558K

Middletown, CT

The Constitution State

48K
Population
State Tax
Yes

Located in Connecticut, this city has a population of 48K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขLive music capital
  • โ€ขMajor tech hub
  • โ€ขSXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Middletown, CT vs Austin, TX

๐Ÿ Housing
โ†“ 24.7%
Middletown, CT
$3,829
Austin, TX
$2,885
Difference
$944
less
๐Ÿ“ฆOther
โ†‘ 53.9%
Middletown, CT
$1,131
Austin, TX
$1,741
Difference
$610
more
๐Ÿš—Transportation
โ†‘ 44.1%
Middletown, CT
$891
Austin, TX
$1,284
Difference
$393
more
โšกAll Utilities
โ†‘ 20.9%
Middletown, CT
$447
Austin, TX
$541
Difference
$93.48
more
๐Ÿ›’Groceries
โ†‘ 10.4%
Middletown, CT
$869
Austin, TX
$959
Difference
$90.30
more
๐ŸฅHealthcare
โ†‘ 14.8%
Middletown, CT
$513
Austin, TX
$589
Difference
$75.67
more

๐Ÿ Rent Comparison

Studio
From$629
To$1,585
โ†‘ $956
1 Bed
From$723
To$1,685
โ†‘ $962
2 Bed
From$913
To$1,995
โ†‘ $1,082
3 Bed
From$1,092
To$2,525
โ†‘ $1,433
Middletown, CTZIP-level data

1BR range: $1,530โ€“$1,530/mo

Austin, TXZIP-level data

1BR range: $1,490โ€“$2,350/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,681
Monthly in Middletown, CT
$7,998
Monthly in Austin, TX
$318
Difference

Home Values

Middletown
Austin
$343K
Median Value
$558K
โ†‘ +4.2%
YoY Change
โ†“ -5%
โ†‘ +51.6%
5-Year Change
โ†‘ +12.6%
$343K
Price Range
$272K - $1.26M

Homes in Austin are 63% more expensive than Middletown

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $8.1K
Per year
Monthly Difference
$671
More take-home
Effective Rate Diff
5.4%
Rate difference

Middletown, CT

Federal Income Tax
Effective: 18.9%
$25.5K
Connecticut State Tax
Effective: 5.4%
$8.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$45.1K
Take-Home Pay
$8,745/month
$104.9K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Middletown, CT Tax Rates

Sales Tax:6.3%
Property Tax:2.1%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Middletown
Austin
43 Good
Air Quality
52 Moderate
65.8%
Good Air Days
42.6%
99 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒ€๐ŸŒก
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
11 days
Heat Days >95ยฐF
98 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
11 days
Heat Days >95ยฐF
98 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Connecticut and Texas on TaxTakeHome.com

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