Is Denver, CO cheaper than Middletown, CT?

Based on cost of living data, Denver, CO is 17.7% more expensive than Middletown, CT. This translates to spending an extra $1328 per month.

What salary do I need in Denver, CO to live like I do in Middletown, CT?

If you earn $150,000 in Middletown, CT, you'd need approximately $165,938.376 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Middletown, CT and Denver, CO?

Housing in Denver, CO is 15.2% cheaper than in Middletown, CT. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $913/month in Middletown, CT.

How much can I save per month by moving from Middletown, CT to Denver, CO?

Living in Denver, CO costs approximately $1328 more per month than Middletown, CT, or $15938 more per year, based on a $150,000 salary.

Middletown, CT vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Middletown, CT — ZIP-level rent data · COL adjusted from New York, NY area

Current salary in Middletown, CT

Numbers update automatically as you type

You'd spend $1.3K/month more in Denver, CO

$150.0K in your current city equals $165.9K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Hartford-West Hartford-East Hartford, CT area

Overall Cost

↑ 17.7%

More expensive

Monthly Impact

$1,328

Extra cost

Annual Impact

$15.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Middletown, CT

Population:48K

Cost Index:100

Median Home:$343K

Denver, CO

Population:716K

Cost Index:118

Median Home:$513K

Middletown, CT

The Constitution State

48K

Population

State Tax

Yes

Located in Connecticut, this city has a population of 48K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Middletown, CT vs Denver, CO

Category	Middletown, CT	Denver, CO	Difference	Change
📦Other	$1,131/mo	$1,774/mo	↑ $643more	56.8%
🏠Housing	$3,829/mo	$3,248/mo	↓ $580less	15.2%
🚗Transportation	$891/mo	$1,462/mo	↑ $570more	64.0%
🛒Groceries	$869/mo	$1,029/mo	↑ $160more	18.4%
🏥Healthcare	$513/mo	$632/mo	↑ $119more	23.2%
⚡All Utilities	$447/mo	$519/mo	↑ $71.63more	16.0%

📦Other

↑ 56.8%

Middletown, CT

$1,131

Denver, CO

$1,774

Difference

$643

🏠Housing

↓ 15.2%

Middletown, CT

$3,829

Denver, CO

$3,248

Difference

$580

less

🚗Transportation

↑ 64.0%

Middletown, CT

$891

Denver, CO

$1,462

Difference

$570

🛒Groceries

↑ 18.4%

Middletown, CT

$869

Denver, CO

$1,029

Difference

$160

🏥Healthcare

↑ 23.2%

Middletown, CT

$513

Denver, CO

$632

Difference

$119

⚡All Utilities

↑ 16.0%

Middletown, CT

$447

Denver, CO

$519

Difference

$71.63

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Middletown, CT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$629

To$1,720

↑ $1,091

1 Bed

From$723

To$1,840

↑ $1,117

2 Bed

From$913

To$2,190

↑ $1,277

3 Bed

From$1,092

To$2,870

↑ $1,778

Middletown, CTZIP-level data

1BR range: $1,530–$1,530/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,681

Monthly in Middletown, CT

$8,665

Monthly in Denver, CO

$984

Difference

Home Values

Middletown

Denver

$343K

Median Value

$513K

↑ +4.2%

YoY Change

↓ -4.2%

↑ +51.6%

5-Year Change

↑ +13%

$343K

Price Range

$352K - $933K

Homes in Denver are 49% more expensive than Middletown

Calculate payment - Middletown Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.4K

Per year

Monthly Difference

$121

More take-home

Effective Rate Diff

1.0%

Rate difference

Middletown, CT

Federal Income Tax

Effective: 18.9%

$25.5K

Connecticut State Tax

Effective: 5.4%

$8.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$45.1K

Take-Home Pay

$8,745/month

$104.9K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Middletown, CT Tax Rates

Sales Tax:6.3%

Property Tax:2.1%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.