Middletown, CT vs East Providence, RI: Cost of Living

Which city costs less?

East Providence, RI has a modeled overall cost index 23.9% higher than Middletown, CT.

Middletown, CT · modeled 2BR rent: $1,930 / month
East Providence, RI · modeled 2BR rent: $1,810 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Middletown, CT and East Providence, RI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Middletown, CT

Numbers update automatically as you type

Estimated extra cost: $1,053/month in East Providence, RI

$150,000 in your current city has a modeled equivalent of $162,631 in East Providence, RI

Regional cost estimates: Middletown, CT uses New York, NY. East Providence, RI uses Boston, MA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 23.9%

More expensive

Monthly Impact

$1,053

Extra cost

Annual Impact

$12.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Middletown, CT

Population:48K

Cost Index:

107.9

100 = national average

Typical Home:$343K

East Providence, RI

Population:47K

Cost Index:

133.7

100 = national average

Typical Home:$411K

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Middletown, CT

The Constitution State

48K

Population

State Tax

Yes

Located in Connecticut, this city has a population of 48K residents.

East Providence, RI

The Ocean State

47K

Population

State Tax

Yes

Located in Rhode Island, this city has a population of 47K residents.

Cost Breakdown by Category

Estimated monthly spending: Middletown, CT vs East Providence, RI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Middletown, CT	East Providence, RI	Difference	Change
Transportation	$885/mo	$1,413/mo	↑ $528more	59.6%
Other	$1,123/mo	$1,408/mo	↑ $285more	25.4%
All Utilities	$413/mo	$583/mo	↑ $170more	41.0%
Housing	$3,801/mo	$3,664/mo	↓ $137less	3.6%
Healthcare	$474/mo	$606/mo	↑ $132more	27.8%
Groceries	$803/mo	$879/mo	↑ $76.20more	9.5%

Transportation

↑ 59.6%

Middletown, CT

$885

East Providence, RI

$1,413

Difference

$528

Other

↑ 25.4%

Middletown, CT

$1,123

East Providence, RI

$1,408

Difference

$285

All Utilities

↑ 41.0%

Middletown, CT

$413

East Providence, RI

$583

Difference

$170

Housing

↓ 3.6%

Middletown, CT

$3,801

East Providence, RI

$3,664

Difference

$137

less

Healthcare

↑ 27.8%

Middletown, CT

$474

East Providence, RI

$606

Difference

$132

Groceries

↑ 9.5%

Middletown, CT

$803

East Providence, RI

$879

Difference

$76.20

🏠Rent Comparison

Studio

From$1,330

To$1,380

↑ $50.00

1 Bed

From$1,530

To$1,470

↓ $60.00

2 Bed

From$1,930

To$1,810

↓ $120

3 Bed

From$2,310

To$2,190

↓ $120

Middletown, CTZIP-level data

1BR range: $1,530–$1,530/mo

East Providence, RIZIP-level data

1BR range: $1,470–$1,470/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Middletown, CT

$8,553

Monthly in East Providence, RI

$1,053

Difference

Home Values

Middletown

East Providence

$343K

Median Value

$411K

↑ +4.2%

YoY Change

↓ -0.6%

↑ +51.6%

5-Year Change

↑ +43.1%

Homes in East Providence are 20% more expensive than Middletown

Calculate payment - Middletown Calculate payment - East Providence

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.6K

Per year

Monthly Difference

$134

More take-home

Effective Rate Diff

1.1%

Rate difference

Middletown, CT

Federal Income Tax

Effective: 18.9%

$25.5K

Connecticut State Tax

Effective: 5.4%

$8.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$45.1K

Take-Home Pay

$8,745/month

$104.9K

East Providence, RI

Federal Income Tax

Effective: 18.9%

$25.5K

Rhode Island State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.0%

$43.5K

Take-Home Pay

$8,879/month

$106.5K

Additional Tax Information

Middletown, CT Tax Rates

Sales Tax:6.3%

Property Tax:2.1%

East Providence, RI Tax Rates

Sales Tax:7.0%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Middletown

East Providence

43 Good

Air Quality

36 Good

65.8%

Good Air Days

79.5%

99 High

Climate Risk

94 Moderate

🌊🌀🌡

Top Hazards

🌊🌅🌀

▲+2.7°F

2050 Outlook

▲+2.5°F

11 days

Heat Days >95°F

6 days

▲+2.7°F

2050 Outlook

▲+2.5°F

11 days

Heat Days >95°F

6 days

Before moving from Middletown, CT to East Providence, RI

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in East Providence, RI for the same bedroom count and included utilities as your home in Middletown, CT. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Middletown to East Providence moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to East Providence, RI by cost, housing, population and region.

Frequently Asked Questions: Middletown, CT vs East Providence, RI

How do the cost estimates for Middletown, CT and East Providence, RI compare?

East Providence, RI has a modeled overall cost index 23.9% higher than Middletown, CT. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Middletown, CT, the model estimates $162,631 in East Providence, RI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Middletown, CT and East Providence, RI?

The modeled two-bedroom rents are $1,930/month in Middletown, CT and $1,810/month in East Providence, RI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Connecticut and Rhode Island on TaxTakeHome.com