Middletown, IN vs New Haven, MO: Cost of Living

Which city costs less?

New Haven, MO has a modeled overall cost index 1.2% higher than Middletown, IN.

Middletown, IN · modeled 2BR rent
$980 / month
New Haven, MO · modeled 2BR rent
$990 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Middletown, IN and New Haven, MO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $55.81/month in New Haven, MO

$150,000 in your current city has a modeled equivalent of $150,670 in New Haven, MO

Regional cost estimates: Middletown, IN uses Indianapolis, IN. New Haven, MO uses St. Louis, MO. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 1.2%
More expensive
Monthly Impact
$55.81
Extra cost
Annual Impact
$670
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Middletown, IN

Population:2K
Cost Index:
77.0
100 = national average
Typical Home:$232K

New Haven, MO

Population:2K
Cost Index:
78.0
100 = national average
Typical Home:$245K

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Middletown, IN

The Hoosier State

2K
Population
State Tax
Yes

Located in Indiana, this city has a population of 2K residents.

New Haven, MO

The Show-Me State

2K
Population
State Tax
Yes

Located in Missouri, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Middletown, IN vs New Haven, MO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Healthcare
↓ 9.0%
Middletown, IN
$697
New Haven, MO
$634
Difference
$62.86
less
Housing
↓ 2.8%
Middletown, IN
$1,974
New Haven, MO
$1,919
Difference
$55.76
less
Transportation
↑ 3.6%
Middletown, IN
$1,338
New Haven, MO
$1,385
Difference
$47.51
more
All Utilities
↑ 7.2%
Middletown, IN
$601
New Haven, MO
$644
Difference
$43.13
more
Groceries
↑ 3.9%
Middletown, IN
$1,100
New Haven, MO
$1,143
Difference
$42.79
more
Other
↑ 2.3%
Middletown, IN
$1,790
New Haven, MO
$1,831
Difference
$41.00
more

🏠Rent Comparison

Studio
From$780
To$770
↓ $10.00
1 Bed
From$790
To$800
↑ $10.00
2 Bed
From$980
To$990
↑ $10.00
3 Bed
From$1,250
To$1,270
↑ $20.00
Middletown, INZIP-level data

1BR range: $790–$790/mo

New Haven, MOZIP-level data

1BR range: $800–$800/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Middletown, IN
$7,556
Monthly in New Haven, MO
$55.81
Difference

Home Values

Middletown
New Haven
$232K
Median Value
$245K
↑ +3.5%
YoY Change
↑ +2%
↑ +49.9%
5-Year Change
↑ +30.7%

Homes in New Haven are 5% more expensive than Middletown

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $3.1K
More taxes
Monthly Difference
$257
Less take-home
Effective Rate Diff
2.1%
Rate difference

Middletown, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

New Haven, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Middletown, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

New Haven, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Middletown
New Haven
54 Moderate
Air Quality
54 Moderate
36.6%
Good Air Days
38%
97 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.1°F
2050 Outlook
▲+3.0°F
18 days
Heat Days >95°F
39 days
▲+3.1°F
2050 Outlook
▲+3.0°F
18 days
Heat Days >95°F
39 days

Before moving from Middletown, IN to New Haven, MO

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in New Haven, MO for the same bedroom count and included utilities as your home in Middletown, IN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Middletown to New Haven moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to New Haven, MO by cost, housing, population and region.

Frequently Asked Questions: Middletown, IN vs New Haven, MO

How do the cost estimates for Middletown, IN and New Haven, MO compare?

New Haven, MO has a modeled overall cost index 1.2% higher than Middletown, IN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Middletown, IN, the model estimates $150,670 in New Haven, MO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Middletown, IN and New Haven, MO?

The modeled two-bedroom rents are $980/month in Middletown, IN and $990/month in New Haven, MO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Indiana and Missouri on TaxTakeHome.com

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