Is Columbus, OH cheaper than Middletown, NY?

Based on cost of living data, Columbus, OH is 11.7% cheaper than Middletown, NY. This translates to saving $878 per month.

What salary do I need in Columbus, OH to live like I do in Middletown, NY?

If you earn $150,000 in Middletown, NY, you'd need approximately $139,460.092 in Columbus, OH to maintain the same standard of living.

How does housing cost compare between Middletown, NY and Columbus, OH?

Housing in Columbus, OH is 6.9% more expensive than in Middletown, NY. For a two-bedroom apartment, rent is $1,315/month in Columbus, OH compared to $1,661/month in Middletown, NY.

How much can I save per month by moving from Middletown, NY to Columbus, OH?

Moving from Middletown, NY to Columbus, OH could save you approximately $878 per month, or $10540 per year, based on a $150,000 salary.

Middletown, NY vs Columbus, OH: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Middletown, NY — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in Middletown, NY

Numbers update automatically as you type

You'd save $878/month moving to Columbus, OH

$150.0K in your current city equals $139.5K in Columbus, OH

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 11.7%

Less expensive

Monthly Impact

$878

Savings

Annual Impact

$10.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Middletown, NY

Population:30K

Cost Index:100

Median Home:$434K

Columbus, OH

Population:906K

Cost Index:88

Median Home:$263K

Middletown, NY

The Empire State

30K

Population

State Tax

Yes

Located in New York, this city has a population of 30K residents.

Columbus, OH

The Buckeye State

906K

Population

State Tax

Yes

Located in Ohio, this city has a population of 906K residents.

Cost Breakdown by Category

Annual spending: Middletown, NY vs Columbus, OH

Category	Middletown, NY	Columbus, OH	Difference	Change
📦Other	$1,912/mo	$1,557/mo	↓ $355less	18.6%
🚗Transportation	$1,509/mo	$1,366/mo	↓ $143less	9.4%
🏠Housing	$1,921/mo	$2,053/mo	↑ $132more	6.9%
⚡All Utilities	$579/mo	$464/mo	↓ $114less	19.7%
🛒Groceries	$1,068/mo	$969/mo	↓ $98.61less	9.2%
🏥Healthcare	$668/mo	$607/mo	↓ $60.96less	9.1%

📦Other

↓ 18.6%

Middletown, NY

$1,912

Columbus, OH

$1,557

Difference

$355

less

🚗Transportation

↓ 9.4%

Middletown, NY

$1,509

Columbus, OH

$1,366

Difference

$143

less

🏠Housing

↑ 6.9%

Middletown, NY

$1,921

Columbus, OH

$2,053

Difference

$132

⚡All Utilities

↓ 19.7%

Middletown, NY

$579

Columbus, OH

$464

Difference

$114

less

🛒Groceries

↓ 9.2%

Middletown, NY

$1,068

Columbus, OH

$969

Difference

$98.61

less

🏥Healthcare

↓ 9.1%

Middletown, NY

$668

Columbus, OH

$607

Difference

$60.96

less

🏛️ Local Income Taxes

Columbus, OH: Columbus Municipal Income Tax$3,750/yr (2.5%)

Middletown, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,147

To$1,020

↓ $127

1 Bed

From$1,300

To$1,100

↓ $200

2 Bed

From$1,661

To$1,315

↓ $346

3 Bed

From$2,110

To$1,575

↓ $535

Middletown, NYZIP-level data

1BR range: $1,620–$1,620/mo

Columbus, OHZIP-level data

1BR range: $870–$1,790/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,656

Monthly in Middletown, NY

$7,017

Monthly in Columbus, OH

$639

Difference

Home Values

Middletown

Columbus

$434K

Median Value

$263K

↑ +3.2%

YoY Change

↓ -0.4%

↑ +48.7%

5-Year Change

↑ +28.8%

$434K

Price Range

$95K - $406K

Homes in Columbus are 40% less expensive than Middletown

Calculate payment - Middletown Calculate payment - Columbus

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.1K

Per year

Monthly Difference

$426

More take-home

Effective Rate Diff

3.4%

Rate difference

Middletown, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Columbus, OH

Federal Income Tax

Effective: 18.9%

$25.5K

Ohio State Tax

Effective: 3.0%

$4.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.6%

$41.4K

Take-Home Pay

$9,047/month

$108.6K

Additional Tax Information

Middletown, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Columbus, OH Tax Rates

Sales Tax:7.2%

Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.