Middletown, OH vs Grand Island, NE: Cost of Living

Which city costs less?

Grand Island, NE has a modeled overall cost index 2.1% higher than Middletown, OH.

Middletown, OH · modeled 2BR rent
$1,270 / month
Grand Island, NE · modeled 2BR rent
$1,220 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Middletown, OH and Grand Island, NE using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $183/month in Grand Island, NE

$150,000 in your current city has a modeled equivalent of $152,197 in Grand Island, NE

Regional cost estimates: Middletown, OH uses Cincinnati, OH. Grand Island, NE uses Lincoln, NE. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 2.1%
More expensive
Monthly Impact
$183
Extra cost
Annual Impact
$2.2K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Middletown, OH

Population:51K
Cost Index:
85.6
100 = national average
Typical Home:$236K

Grand Island, NE

Population:53K
Cost Index:
87.4
100 = national average
Typical Home:$247K

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Middletown, OH

The Buckeye State

51K
Population
State Tax
Yes

Located in Ohio, this city has a population of 51K residents.

Grand Island, NE

The Cornhusker State

53K
Population
State Tax
Yes

Located in Nebraska, this city has a population of 53K residents.

Cost Breakdown by Category

Estimated monthly spending: Middletown, OH vs Grand Island, NE

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Healthcare
↑ 20.8%
Middletown, OH
$645
Grand Island, NE
$779
Difference
$134
more
Other
↓ 2.3%
Middletown, OH
$1,805
Grand Island, NE
$1,764
Difference
$40.74
less
Groceries
↑ 3.2%
Middletown, OH
$1,052
Grand Island, NE
$1,086
Difference
$33.35
more
Transportation
↑ 2.1%
Middletown, OH
$1,365
Grand Island, NE
$1,393
Difference
$28.19
more
Housing
↑ 1.1%
Middletown, OH
$2,101
Grand Island, NE
$2,123
Difference
$22.47
more
All Utilities
↑ 1.1%
Middletown, OH
$532
Grand Island, NE
$537
Difference
$5.78
more

🏛️ Local Income Taxes

Middletown, OH: Middletown Municipal Income Tax$3,375/yr (2.3%)

Grand Island, NE has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$900
To$870
↓ $30.00
1 Bed
From$990
To$980
↓ $10.00
2 Bed
From$1,270
To$1,220
↓ $50.00
3 Bed
From$1,670
To$1,540
↓ $130
Middletown, OHZIP-level data

1BR range: $990–$990/mo

Grand Island, NEZIP-level data

1BR range: $980–$980/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Middletown, OH
$7,683
Monthly in Grand Island, NE
$183
Difference

Home Values

Middletown
Grand Island
$236K
Median Value
$247K
↑ +3.1%
YoY Change
↑ +2.9%
↑ +40.3%
5-Year Change
↑ +39.6%
$236K
Price Range
$218K - $277K

Homes in Grand Island are 5% more expensive than Middletown

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.9K
More taxes
Monthly Difference
$409
Less take-home
Effective Rate Diff
3.3%
Rate difference

Middletown, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Grand Island, NE

Federal Income Tax
Effective: 18.9%
$25.5K
Nebraska State Tax
Effective: 6.2%
$9.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.9%
$46.3K
Take-Home Pay
$8,638/month
$103.7K

Additional Tax Information

Middletown, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Grand Island, NE Tax Rates

Sales Tax:7.0%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Middletown
Grand Island
52 Moderate
Air Quality
41 Good
44.8%
Good Air Days
83.7%
96 High
Climate Risk
91 Moderate
🌊🌡🌪
Top Hazards
🌪💨
▲+3.1°F
2050 Outlook
▲+3.3°F
29 days
Heat Days >95°F
38 days
▲+3.1°F
2050 Outlook
▲+3.3°F
29 days
Heat Days >95°F
38 days

Before moving from Middletown, OH to Grand Island, NE

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Grand Island, NE for the same bedroom count and included utilities as your home in Middletown, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Middletown to Grand Island moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Grand Island, NE by cost, housing, population and region.

Frequently Asked Questions: Middletown, OH vs Grand Island, NE

How do the cost estimates for Middletown, OH and Grand Island, NE compare?

Grand Island, NE has a modeled overall cost index 2.1% higher than Middletown, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Middletown, OH, the model estimates $152,197 in Grand Island, NE. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Middletown, OH and Grand Island, NE?

The modeled two-bedroom rents are $1,270/month in Middletown, OH and $1,220/month in Grand Island, NE. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Nebraska on TaxTakeHome.com

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