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Cost of Living Comparison 2026

๐Ÿ“ Midland, MI โ€” ZIP-level rent data ยท COL adjusted from Detroit, MI area

$

Numbers update automatically as you type

You'd spend $1.9K/month more in Denver, CO

$150.0K in your current city equals $173.1K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 25.7%
More expensive
Monthly Impact
$1,928
Extra cost
Annual Impact
$23.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Midland, MI

Population:43K
Cost Index:100
Median Home:$235K

Denver, CO

Population:716K
Cost Index:126
Median Home:$513K

Midland, MI

The Great Lakes State

43K
Population
State Tax
Yes

Located in Michigan, this city has a population of 43K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Midland, MI vs Denver, CO

๐Ÿ Housing
โ†‘ 132.8%
Midland, MI
$1,395
Denver, CO
$3,248
Difference
$1,853
more
๐Ÿ“ฆOther
โ†‘ 6.6%
Midland, MI
$1,665
Denver, CO
$1,774
Difference
$110
more
๐Ÿš—Transportation
โ†“ 6.4%
Midland, MI
$1,562
Denver, CO
$1,462
Difference
$100
less
๐Ÿ›’Groceries
โ†‘ 8.7%
Midland, MI
$947
Denver, CO
$1,029
Difference
$82.62
more
๐ŸฅHealthcare
โ†‘ 12.4%
Midland, MI
$562
Denver, CO
$632
Difference
$69.74
more
โšกAll Utilities
โ†“ 6.6%
Midland, MI
$556
Denver, CO
$519
Difference
$36.68
less

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Midland, MI has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$799
To$1,720
โ†‘ $921
1 Bed
From$811
To$1,840
โ†‘ $1,029
2 Bed
From$1,048
To$2,190
โ†‘ $1,142
3 Bed
From$1,335
To$2,870
โ†‘ $1,535
Midland, MIZIP-level data

1BR range: $880โ€“$1,040/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,687
Monthly in Midland, MI
$8,665
Monthly in Denver, CO
$1,978
Difference

Home Values

Midland
Denver
$235K
Median Value
$513K
โ†‘ +5.4%
YoY Change
โ†“ -4.2%
โ†‘ +38.7%
5-Year Change
โ†‘ +13%
$234K - $236K
Price Range
$352K - $933K

Homes in Denver are 118% more expensive than Midland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $225
More taxes
Monthly Difference
$18.75
Less take-home
Effective Rate Diff
0.2%
Rate difference

Midland, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Midland, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Midland
Denver
55 Moderate
Air Quality
55 Moderate
32.8%
Good Air Days
35.2%
99 High
Climate Risk
95 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
10 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
10 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Michigan and Colorado on TaxTakeHome.com

Where your money goes further

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Similar cost to Denver, CO

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