Is Phoenix, AZ cheaper than Midlothian, TX?

Based on cost of living data, Phoenix, AZ is 14.2% more expensive than Midlothian, TX. This translates to spending an extra $1067 per month.

What salary do I need in Phoenix, AZ to live like I do in Midlothian, TX?

If you earn $150,000 in Midlothian, TX, you'd need approximately $162,802.088 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Midlothian, TX and Phoenix, AZ?

Housing in Phoenix, AZ is 47.5% more expensive than in Midlothian, TX. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,746/month in Midlothian, TX.

How much can I save per month by moving from Midlothian, TX to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $1067 more per month than Midlothian, TX, or $12802 more per year, based on a $150,000 salary.

Midlothian, TX vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Midlothian, TX — ZIP-level rent data · COL adjusted from Arlington, TX area

Current salary in Midlothian, TX

Numbers update automatically as you type

You'd spend $1.1K/month more in Phoenix, AZ

$150.0K in your current city equals $162.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↑ 14.2%

More expensive

Monthly Impact

$1,067

Extra cost

Annual Impact

$12.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Midlothian, TX

Population:41K

Cost Index:100

Median Home:$448K

Phoenix, AZ

Population:1608K

Cost Index:114

Median Home:$414K

Midlothian, TX

The Lone Star State

41K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 41K residents.

💡 Advantage: Texas has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Midlothian, TX vs Phoenix, AZ

Category	Midlothian, TX	Phoenix, AZ	Difference	Change
🏠Housing	$1,891/mo	$2,788/mo	↑ $898more	47.5%
🚗Transportation	$1,234/mo	$1,489/mo	↑ $255more	20.6%
📦Other	$1,528/mo	$1,677/mo	↑ $149more	9.7%
🏥Healthcare	$616/mo	$589/mo	↓ $27.70less	4.5%
⚡All Utilities	$549/mo	$561/mo	↑ $12.31more	2.2%
🛒Groceries	$955/mo	$963/mo	↑ $8.29more	0.9%

🏠Housing

↑ 47.5%

Midlothian, TX

$1,891

Phoenix, AZ

$2,788

Difference

$898

🚗Transportation

↑ 20.6%

Midlothian, TX

$1,234

Phoenix, AZ

$1,489

Difference

$255

📦Other

↑ 9.7%

Midlothian, TX

$1,528

Phoenix, AZ

$1,677

Difference

$149

🏥Healthcare

↓ 4.5%

Midlothian, TX

$616

Phoenix, AZ

$589

Difference

$27.70

less

⚡All Utilities

↑ 2.2%

Midlothian, TX

$549

Phoenix, AZ

$561

Difference

$12.31

🛒Groceries

↑ 0.9%

Midlothian, TX

$955

Phoenix, AZ

$963

Difference

$8.29

🏠Rent Comparison

Studio

From$1,431

To$1,390

↓ $41.00

1 Bed

From$1,487

To$1,510

↑ $23.00

2 Bed

From$1,746

To$1,750

↑ $4.00

3 Bed

From$2,199

To$2,330

↑ $131

Midlothian, TXZIP-level data

1BR range: $1,840–$1,840/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,773

Monthly in Midlothian, TX

$8,068

Monthly in Phoenix, AZ

$1,294

Difference

Home Values

Midlothian

Phoenix

$448K

Median Value

$414K

↓ -0.9%

YoY Change

↓ -3.1%

↑ +30.2%

5-Year Change

↑ +30.2%

$448K

Price Range

$274K - $957K

Homes in Phoenix are 8% less expensive than Midlothian

Calculate payment - Midlothian Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.2K

More taxes

Monthly Difference

$436

Less take-home

Effective Rate Diff

3.5%

Rate difference

Midlothian, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Midlothian, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.