Midlothian, TX vs Prescott Valley, AZ: Cost of Living

Which city costs less?

Prescott Valley, AZ has a modeled overall cost index 21.9% higher than Midlothian, TX.

Midlothian, TX · modeled 2BR rent
$2,160 / month
Prescott Valley, AZ · modeled 2BR rent
$1,760 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Midlothian, TX and Prescott Valley, AZ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $1,354/month in Prescott Valley, AZ

$150,000 in your current city has a modeled equivalent of $166,248 in Prescott Valley, AZ

Regional cost estimates: Midlothian, TX uses Arlington, TX. Prescott Valley, AZ uses Scottsdale, AZ. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 21.9%
More expensive
Monthly Impact
$1,354
Extra cost
Annual Impact
$16.2K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Midlothian, TX

Population:41K
Cost Index:
90.3
100 = national average
Typical Home:$448K

Prescott Valley, AZ

Population:50K
Cost Index:
110.2
100 = national average
Typical Home:$428K

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Midlothian, TX

The Lone Star State

41K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 41K residents.

💡 Advantage: Texas has no state income tax!

Prescott Valley, AZ

The Grand Canyon State

50K
Population
State Tax
Yes

Located in Arizona, this city has a population of 50K residents.

Cost Breakdown by Category

Estimated monthly spending: Midlothian, TX vs Prescott Valley, AZ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 55.9%
Midlothian, TX
$2,094
Prescott Valley, AZ
$3,264
Difference
$1,170
more
Other
↑ 15.8%
Midlothian, TX
$1,692
Prescott Valley, AZ
$1,960
Difference
$268
more
Transportation
↑ 6.3%
Midlothian, TX
$1,367
Prescott Valley, AZ
$1,453
Difference
$86.41
more
Healthcare
↓ 10.3%
Midlothian, TX
$682
Prescott Valley, AZ
$612
Difference
$70.58
less
Groceries
↓ 5.7%
Midlothian, TX
$1,057
Prescott Valley, AZ
$997
Difference
$60.28
less
All Utilities
↓ 6.5%
Midlothian, TX
$608
Prescott Valley, AZ
$568
Difference
$39.75
less

🏠Rent Comparison

Studio
From$1,770
To$1,210
↓ $560
1 Bed
From$1,840
To$1,410
↓ $430
2 Bed
From$2,160
To$1,760
↓ $400
3 Bed
From$2,720
To$2,450
↓ $270
Midlothian, TXZIP-level data

1BR range: $1,840–$1,840/mo

Prescott Valley, AZZIP-level data

1BR range: $1,410–$1,410/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Midlothian, TX
$8,854
Monthly in Prescott Valley, AZ
$1,354
Difference

Home Values

Midlothian
Prescott Valley
$448K
Median Value
$428K
↓ -0.9%
YoY Change
↑ +0.6%
↑ +30.2%
5-Year Change
↑ +31.5%

Homes in Prescott Valley are 4% less expensive than Midlothian

Calculate payment - MidlothianCalculate payment - Prescott Valley

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Midlothian, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Prescott Valley, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Midlothian, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Prescott Valley, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Midlothian
Prescott Valley
54 Moderate
Air Quality
77 Moderate
35.5%
Good Air Days
9%
99 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+2.8°F
2050 Outlook
▲+2.7°F
90 days
Heat Days >95°F
161 days
▲+2.8°F
2050 Outlook
▲+2.7°F
90 days
Heat Days >95°F
161 days

Before moving from Midlothian, TX to Prescott Valley, AZ

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Prescott Valley, AZ for the same bedroom count and included utilities as your home in Midlothian, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Midlothian to Prescott Valley moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Prescott Valley, AZ by cost, housing, population and region.

Frequently Asked Questions: Midlothian, TX vs Prescott Valley, AZ

How do the cost estimates for Midlothian, TX and Prescott Valley, AZ compare?

Prescott Valley, AZ has a modeled overall cost index 21.9% higher than Midlothian, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Midlothian, TX, the model estimates $166,248 in Prescott Valley, AZ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Midlothian, TX and Prescott Valley, AZ?

The modeled two-bedroom rents are $2,160/month in Midlothian, TX and $1,760/month in Prescott Valley, AZ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Texas and Arizona on TaxTakeHome.com

Where your money goes further

Cities cheaper than Midlothian, TX on a $150.0K salary

1.St. Louis, MO
Save $75.36/mo
2.Indianapolis, IN
Save $45.58/mo

Similar cost to Prescott Valley, AZ

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