Is St. Louis, MO cheaper than Midlothian, TX?

Based on cost of living data, St. Louis, MO is 3.7% cheaper than Midlothian, TX. This translates to saving $278 per month.

What salary do I need in St. Louis, MO to live like I do in Midlothian, TX?

If you earn $150,000 in Midlothian, TX, you'd need approximately $146,664.551 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Midlothian, TX and St. Louis, MO?

Housing in St. Louis, MO is 1.0% cheaper than in Midlothian, TX. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,746/month in Midlothian, TX.

How much can I save per month by moving from Midlothian, TX to St. Louis, MO?

Moving from Midlothian, TX to St. Louis, MO could save you approximately $278 per month, or $3335 per year, based on a $150,000 salary.

Midlothian, TX vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Midlothian, TX — ZIP-level rent data · COL adjusted from Arlington, TX area

Current salary in Midlothian, TX

Numbers update automatically as you type

You'd save $278/month moving to St. Louis, MO

$150.0K in your current city equals $146.7K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 3.7%

Less expensive

Monthly Impact

$278

Savings

Annual Impact

$3.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Midlothian, TX

Population:41K

Cost Index:100

Median Home:$448K

St. Louis, MO

Population:302K

Cost Index:96

Median Home:$145K

Midlothian, TX

The Lone Star State

41K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 41K residents.

💡 Advantage: Texas has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Midlothian, TX vs St. Louis, MO

Category	Midlothian, TX	St. Louis, MO	Difference	Change
🏥Healthcare	$616/mo	$527/mo	↓ $89.66less	14.5%
📦Other	$1,528/mo	$1,607/mo	↑ $78.69more	5.1%
🏠Housing	$1,891/mo	$1,871/mo	↓ $19.60less	1.0%
🚗Transportation	$1,234/mo	$1,216/mo	↓ $18.42less	1.5%
⚡All Utilities	$549/mo	$535/mo	↓ $13.37less	2.4%
🛒Groceries	$955/mo	$949/mo	↓ $5.70less	0.6%

🏥Healthcare

↓ 14.5%

Midlothian, TX

$616

St. Louis, MO

$527

Difference

$89.66

less

📦Other

↑ 5.1%

Midlothian, TX

$1,528

St. Louis, MO

$1,607

Difference

$78.69

🏠Housing

↓ 1.0%

Midlothian, TX

$1,891

St. Louis, MO

$1,871

Difference

$19.60

less

🚗Transportation

↓ 1.5%

Midlothian, TX

$1,234

St. Louis, MO

$1,216

Difference

$18.42

less

⚡All Utilities

↓ 2.4%

Midlothian, TX

$549

St. Louis, MO

$535

Difference

$13.37

less

🛒Groceries

↓ 0.6%

Midlothian, TX

$955

St. Louis, MO

$949

Difference

$5.70

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Midlothian, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,431

To$910

↓ $521

1 Bed

From$1,487

To$950

↓ $537

2 Bed

From$1,746

To$1,160

↓ $586

3 Bed

From$2,199

To$1,490

↓ $709

Midlothian, TXZIP-level data

1BR range: $1,840–$1,840/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,773

Monthly in Midlothian, TX

$6,705

Monthly in St. Louis, MO

$68.06

Difference

Home Values

Midlothian

St. Louis

$448K

Median Value

$145K

↓ -0.9%

YoY Change

↓ -0.8%

↑ +30.2%

5-Year Change

↑ +10.9%

$448K

Price Range

$38K - $302K

Homes in St. Louis are 68% less expensive than Midlothian

Calculate payment - Midlothian Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Midlothian, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Midlothian, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.