Midlothian, TX vs The Colony, TX: Cost of Living

Which city costs less?

The Colony, TX has a modeled overall cost index 12.6% higher than Midlothian, TX.

Midlothian, TX · modeled 2BR rent
$2,160 / month
The Colony, TX · modeled 2BR rent
$2,220 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Midlothian, TX and The Colony, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $821/month in The Colony, TX

$150,000 in your current city has a modeled equivalent of $159,854 in The Colony, TX

Regional cost estimates: Midlothian, TX uses Arlington, TX. The Colony, TX uses Plano, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 12.6%
More expensive
Monthly Impact
$821
Extra cost
Annual Impact
$9.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Midlothian, TX

Population:41K
Cost Index:
90.3
100 = national average
Typical Home:$448K

The Colony, TX

Population:45K
Cost Index:
101.8
100 = national average
Typical Home:$481K

Planning the move to The Colony?

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Midlothian, TX

The Lone Star State

41K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 41K residents.

💡 Advantage: Texas has no state income tax!

The Colony, TX

The Lone Star State

45K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 45K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Midlothian, TX vs The Colony, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 21.1%
Midlothian, TX
$2,094
The Colony, TX
$2,536
Difference
$443
more
Other
↑ 20.9%
Midlothian, TX
$1,692
The Colony, TX
$2,047
Difference
$354
more
Transportation
↑ 1.0%
Midlothian, TX
$1,367
The Colony, TX
$1,380
Difference
$13.03
more
Groceries
↑ 0.5%
Midlothian, TX
$1,057
The Colony, TX
$1,062
Difference
$5.03
more
Healthcare
↑ 0.5%
Midlothian, TX
$682
The Colony, TX
$686
Difference
$3.25
more
All Utilities
↑ 0.5%
Midlothian, TX
$608
The Colony, TX
$611
Difference
$2.89
more

🏠Rent Comparison

Studio
From$1,770
To$1,820
↑ $50.00
1 Bed
From$1,840
To$1,890
↑ $50.00
2 Bed
From$2,160
To$2,220
↑ $60.00
3 Bed
From$2,720
To$2,800
↑ $80.00
Midlothian, TXZIP-level data

1BR range: $1,840–$1,840/mo

The Colony, TXZIP-level data

1BR range: $1,890–$1,890/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Midlothian, TX
$8,321
Monthly in The Colony, TX
$821
Difference

Home Values

Midlothian
The Colony
$448K
Median Value
$481K
↓ -0.9%
YoY Change
↓ -4.8%
↑ +30.2%
5-Year Change
↑ +37.1%

Homes in The Colony are 7% more expensive than Midlothian

Calculate payment - MidlothianCalculate payment - The Colony

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Midlothian, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

The Colony, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Midlothian, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

The Colony, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Midlothian
The Colony
54 Moderate
Air Quality
40 Good
35.5%
Good Air Days
77.5%
99 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.8°F
2050 Outlook
▲+2.7°F
90 days
Heat Days >95°F
81 days
▲+2.8°F
2050 Outlook
▲+2.7°F
90 days
Heat Days >95°F
81 days

Before moving from Midlothian, TX to The Colony, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in The Colony, TX for the same bedroom count and included utilities as your home in Midlothian, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Midlothian to The Colony moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to The Colony, TX by cost, housing, population and region.

Frequently Asked Questions: Midlothian, TX vs The Colony, TX

How do the cost estimates for Midlothian, TX and The Colony, TX compare?

The Colony, TX has a modeled overall cost index 12.6% higher than Midlothian, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Midlothian, TX, the model estimates $159,854 in The Colony, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Midlothian, TX and The Colony, TX?

The modeled two-bedroom rents are $2,160/month in Midlothian, TX and $2,220/month in The Colony, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

Cities cheaper than Midlothian, TX on a $150.0K salary

1.St. Louis, MO
Save $75.36/mo
2.Indianapolis, IN
Save $45.58/mo

Similar cost to The Colony, TX

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